1020 Fleming St, Key West, FL 33040 Property Records

Monroe County property record for 1020 Fleming St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 759 sqft · built 1918
Lot Size0.023 acres (1,012 sqft)
OwnerIndividual Name on Record
Last Sale$465,000 (Jun 2006)
Tax Bill$2,701 (2024)
Flood ZoneZone AE (high risk)
APN00007340-000100

Property Details

APN / Parcel Number

Primary APN00007340-000100
Alternative APN
  • 8670371

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area759 sqft Living Area
1st Floor Area759 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 2012
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,012 sqft (0.023 acres)
Lot Dimensions34 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number8670371
Street Address1020 FLEMING ST
CityKEY WEST
StateFL
Zip33040-6963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW PT LOT 2 SQR 45 OR914-2428 OR1009-780 OR1047-2458 OR1644-338 OR2213-1120/21 OR2232-261/62-C
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 45
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3010
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1020 FLEMING ST, KEY WEST, FL 33040-6963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2006 · Amount on Record
Deed SaleJun 1, 2006 · Amount on Record
Prior SaleJul 18, 2000 · Amount on Record
Deed Document Number20061584933
Deed Book / Page2213 / 1120
Prior Transfer DateMay 18, 2006
Prior Transfer Doc0022322261
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$320,188 (+5.99%)$638,481 (+6.77%) Land $485,757 Building $152,724
2024$2,701.00 (+2.04%)
2023$2,647.00 (+4.71%) Homeowner's exemption$302,102 (+3%)$597,999 (+24.11%) Land $460,509 Building $137,490
2022$2,528.00 Homeowner's exemption$293,303$481,848 Land $341,342 Building $140,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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