1022 Fleming St, Key West, FL 33040 Property Records

Monroe County property record for 1022 Fleming St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,056 sqft · built 1928
Lot Size	0.063 acres (2,724 sqft)
Owner	Company Name on Record
Last Sale	$1,600,000 (Aug 2026)
Tax Bill	$14,755 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`00007340-000000`

Property Details

APN / Parcel Number

Primary APN	`00007340-000000`
Alternative APNs	`01010100007340000000` `1007617`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,056 sqft Living Area
1st Floor Area	2,016 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,724 sqft (0.063 acres)
Lot Dimensions	74 ft deep x 35 ft wide

Exterior Amenities

Pool Area	101 sqft
Porch	Slab
Porch Area	917 sqft
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1007617
Street Address	1022 FLEMING ST
City	KEY WEST
State	FL
Zip	33040-6963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW PT LOT 2 SQR 45 G31-77-78 OR846-787/88 OR846-789 OR846-1260 OR846-1199 OR846-1198 OR914-576 OR914-577/78 OR1200-397/98 OR1202-641/42 OR1279-1896 OR2752-2339/41 OR2978-0673 OR3111-2470 OR3185-1053
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 45
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3010
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9259 POINT CYPRESS DR, ORLANDO, FL 32836-5480
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 13, 2021	Warranty Deed, Transfer MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL
Aug 5, 2019	Warranty Deed, Transfer · Commercial Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	20262555042
Deed Book / Page	3395 / 2229
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 4, 2026
Property Address	1022 FLEMING ST, KEY WEST, FL 33040-6963
Document Number	0002555042
Book / Page	3395 / 2229
Instrument Date	Jul 31, 2026
Instrument	20262555042
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$1,131,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	9259 POINT CYPRESS DR, ORLANDO, FL 32836-5480

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 22, 2022
Property Address	1022 FLEMING ST, KEY WEST, FL 33040-6963
Document Number	0031851053
Book / Page	3185 / 1053
Instrument Date	Jun 21, 2022
Instrument	2384599
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1022 FLEMING ST, 1022, KEY WEST, FL 33040-6963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 MCLEOD DR # 777, 777, LAS VEGAS, NV 89121-2257

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 13, 2021
Property Address	1022 FLEMING ST, KEY WEST, FL 33040-6963
Document Number	0031112470
Book / Page	3111 / 2470
Instrument Date	Jul 9, 2021
Instrument	2329795
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

Amount	Amount Recorded
Tax	$10,503.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	387 MEDINA RD STE 400, 387, MEDINA, OH 44256-9674

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1022 FLEMING ST, KEY WEST, FL 33040-6963

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 5, 2019
Property Address	1022 FLEMING ST, KEY WEST, FL 33040-6963
Document Number	0029780673
Book / Page	2978 / 0673
Instrument Date	Aug 2, 2019
Instrument	2231228
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1421 WHITE ST, 1421, KEY WEST, FL 33040-4871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 MEDINA RD STE 400, 400, MEDINA, OH 44256-9674

Mortgage

Document Number	0029780678
Date	Aug 5, 2019
Instrument	2978-0678

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 2, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,755.00 (+1.44%)	$1,656,783 (+6.1%) Land $858,550 Building $798,233	$1,656,783 (+6.1%) Land $858,550 Building $798,233
2024	$14,546.00 (+3.97%)
2023	$13,991.00 (+14.04%)	$1,561,596 (+13.29%) Land $789,109 Building $772,487	$1,561,596 (+13.29%) Land $789,109 Building $772,487
2022	$12,268.00	$1,378,368 Land $597,618 Building $780,750	$1,378,368 Land $597,618 Building $780,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 units insured incl. 11 condo units
Nearby Flood Claims	11 (2005–2025)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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