Madison County property record for 103 Windsor Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1964 |
| Owner | Individual Name on Record |
| Last Sale | $142,500 (Jan 2008) |
| Tax Bill | $1,867 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R004-0001-0034 |
| Primary APN | R004-0001-0034 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Stone |
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 43657 |
|---|---|
| Street Address | 103 WINDSOR DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSOR LOT PT C & PT D |
| Legal Subdivision | WINDSOR |
| Legal Lot Number | C,D |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10202 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 MCKINNEY LN, RICHMOND, KY 40475-9318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2008 · Amount on Record |
| Deed Sale | Jan 7, 2008 · Amount on Record |
| Deed Document Number | 0000805480 |
| Deed Book / Page | D0590 / 183 |
| Prior Transfer Date | May 23, 2005 |
| Prior Transfer Doc | 346054 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 103 WINDSOR DR, RICHMOND, KY 40475-1161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01897/392 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | M01897/392 |
| Instrument | 2014001420 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 24, 2034 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,867.00 (-2.76%) Additional exemption filed | $198,000 (-) | $198,000 (-) |
| 2023 | $1,920.00 (-0.31%) | $198,000 (-) | $198,000 (-) |
| 2022 | $1,926.00 | $198,000 | $198,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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