103 W Wayne St, Dowagiac, MI 49047 Property Records

Cass County property record for 103 W Wayne St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,117 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$71,900 (Feb 2019)
Tax Bill	$1,749 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-504-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-504-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,117 sqft Building Perimeter
1st Floor Area	724 sqft
Basement Area	524 sqft
Unfinished Basement	524 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	103 W WAYNE ST
City	DOWAGIAC
State	MI
Zip	49047-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 999 W 1/3 LOTS 234 & 236 PATRICK HAMILTON'S 4TH ADD CITY OF DOWAGIAC.
Legal Subdivision	PATRICK HAMILTONS FOURTH ADDITION
Legal Lot Number	234,236
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	1
Census Block	1021
Census Tract	1901

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 W WAYNE ST, DOWAGIAC, MI 49047-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Prior Sale	Aug 28, 2014 · Amount on Record
Deed Book / Page	1151 / 141
Prior Transfer Date	Jun 12, 2012
Prior Transfer Doc	1044/1667
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Feb 14, 2019
Property Address	103 W WAYNE ST, DOWAGIAC, MI 49047-1242
Document Number	01151/0141
Book / Page	1151 / 0141
Map Reference	LB T PG 333&334
Instrument Date	Feb 12, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 W WAYNE ST, DOWAGIAC, MI 49047-1242

Mortgage

Document Number	0001151145
Date	Feb 14, 2019
Instrument	1151/145

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,500 (+11.88%) Land $72,500	$145,000 (+11.88%) Land $145,000
2025	$1,749.00 (+13.13%) Homeowner's exemption	$64,800 (+24.38%) Land $64,800	$129,600 (+24.38%) Land $129,600
2023		$52,100	$104,200
2022	$1,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20