Cass County property record for 303 W Wayne St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,538 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Sep 2025) |
| Tax Bill | $2,386 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Feb 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-200-546-00 |
| Primary APN | 14-160-200-546-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,538 sqft Building Perimeter |
| 1st Floor Area | 1,314 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 303 W WAYNE ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1038 N 2/3 LOT 271 PATRICK HAMILTON'S 4TH ADD CITY OF DOWAGIAC. |
| Legal Subdivision | PATRICK HAMILTON S 4TH ADDITION |
| Legal Lot Number | 271 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 1901 |
303 W Wayne St is owned and occupied by an individual who bought it in September 2025.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 303 W WAYNE ST, DOWAGIAC, MI 49047-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2025 | Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Feb 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Sep 22, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 14, 2021 | Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC |
| Feb 14, 2020 | Quit Claim Deed, Foreclosure Quitclaim |
| Jan 31, 2020 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on File |
| Deed Sale | Sep 19, 2025 · Amount on File |
| Prior Sale | Feb 3, 2023 · Amount on File |
| Deed Document Number | 2025225125 |
| Deed Book / Page | 1265 / 2314 |
| Prior Transfer Date | Feb 4, 2020 |
| Prior Transfer Doc | 1167/1471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Sep 19, 2025 |
| Property Address | 303 W WAYNE ST, DOWAGIAC, MI 49047-1133 |
| Document Number | 01265/2314 |
| Book / Page | 1265 / 2314 |
| Map Reference | LB T PG 333 |
| Instrument Date | Sep 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 W WAYNE ST, DOWAGIAC, MI 49047-1133 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Feb 3, 2023 |
| Property Address | 303 W WAYNE ST, DOWAGIAC, MI 49047-1133 |
| Document Number | 01228/1772 |
| Book / Page | 1228 / 1772 |
| Map Reference | LB T PG 333 |
| Instrument Date | Jan 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $967.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 W WAYNE ST, DOWAGIAC, MI 49047-1133 |
| Document Number | 0012281775 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 1228-1775 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 66 Months |
| Due | Aug 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Sep 22, 2021 |
| Property Address | 303 W WAYNE ST, DOWAGIAC, MI 49047-1133 |
| Document Number | 001204/347 |
| Book / Page | 1204 / 347 |
| Map Reference | LB T PG 333 |
| Instrument Date | Sep 21, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,066.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 W WAYNE ST, DOWAGIAC, MI 49047-1133 |
| Document Number | 0001204350 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 1204/350 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Number | 001204/367 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 1204/367 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jan 14, 2021 |
| Property Address | 303 W WAYNE ST, DOWAGIAC, MI 49047-1133 |
| Document Number | 1188/453 |
| Book / Page | 1188 / 453 |
| Map Reference | LB T PG 333 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 61907 M 51, NILES, MI 49120-9129 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Feb 14, 2020 |
| Property Address | 303 W WAYNE ST, DOWAGIAC, MI 49047-1133 |
| Document Number | 1167/1471 |
| Book / Page | 1167 / 1471 |
| Map Reference | LB T 333 |
| Instrument Date | Feb 4, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26555 EVERGREEN RD STE 900, 26555, SOUTHFIELD, MI 48076-4245 |
| Name | Verified Name |
|---|---|
| Address | 14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jan 31, 2020 |
| Property Address | 303 W WAYNE ST, DOWAGIAC, MI 49047-1133 |
| Document Number | 1167/0160 |
| Book / Page | 1167 / 0160 |
| Map Reference | LB T PG 333 |
| Instrument Date | Jan 22, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $44.55 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26555 EVERGREEN RD STE 900, 900, SOUTHFIELD, MI 48076-4245 |
The 2025 property tax bill for 303 W Wayne St was $2,386 with a homeowner's exemption, up 7.7% from the year before.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,800 (+9.72%) Land $59,800 | $119,600 (+9.72%) Land $119,600 | |
| 2025 | $2,386.00 (+7.67%) Homeowner's exemption | $54,500 Land $54,500 | $109,000 Land $109,000 |
| 2024 | $2,216.00 | ||
| 2023 | $44,000 | $88,000 | |
| 2022 | $1,641.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 303 W Wayne St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 303 W Wayne St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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