103 Sterncrest Dr, Stella, NC 28582 Property Records

Carteret County property record for 103 Sterncrest Dr, Stella, NC 28582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,350 sqft · built 2011
Lot Size	0.573 acres (24,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Apr 2022)
Tax Bill	$1,371 (2025)
Deeds & Mortgages	Apr 2022 Sale Jan 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5357.02.58.8287000`

Property Details

APN / Parcel Number

Primary APN	`5357.02.58.8287000`
Alternative APNs	`554421` `61646`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,350 sqft Heated Area
Gross Area	1,576 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,960 sqft (0.573 acres)
Lot Dimensions	240 ft deep x 86 ft wide
Garage Type	Mixed
Garage Area	120 sqft

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Patio Area	7 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	61646
Street Address	103 STERNCREST DR
City	STELLA
State	NC
Zip	28582-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 RIVERWATCH S/D STELLA
Legal Subdivision	RIVERWATCH
Legal Block	58
Legal Lot Number	2
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1007
Census Tract	970801

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 STERNCREST DR, STELLA, NC 28582-5003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Warranty Deed, Transfer
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Dec 13, 2018	Special Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Jun 11, 2018	Grant Deed, Foreclosure OTHER
Jun 1, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Dec 20, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	20221764483
Deed Book / Page	1764 / 483
Prior Transfer Date	May 31, 2018
Prior Transfer Doc	0016090493
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 22, 2022
Property Address	103 STERNCREST DR, STELLA, NC 28582-5003
Document Number	0017640483
Book / Page	1764 / 483
Map Reference	MB 31 PG 298-299
Instrument Date	Apr 22, 2022
Instrument	1764483
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 DOVE LN, HUBERT, NC 28539-3823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 STERNCREST DR, STELLA, NC 28582-5003

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	103 STERNCREST DR, STELLA, NC 28582-5003
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016610470
Date	Jan 31, 2020
Book Page	1661/470
Instrument	1661470

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 13, 2018
Property Address	103 STERNCREST DR, STELLA, NC 28582-5003
Document Number	0016250326
Book / Page	1625 / 326
Map Reference	MB31 PG298-299
Instrument Date	Sep 21, 2018
Instrument	1625326
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 GUM BRANCH RD, JACKSONVILLE, NC 28540-4583

Mortgage

Document Number	1625327
Date	Dec 13, 2018
Instrument	1625327

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

June 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 11, 2018
Property Address	103 STERNCREST DR, STELLA, NC 28582-5003
Document Number	0016100424
Book / Page	001610 / 000424
Instrument Date	Jun 6, 2018
Transaction Type	Foreclosure
Record Updated	Jul 6, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 1, 2018
Property Address	103 STERNCREST DR, STELLA, NC 28582-5003
Document Number	0016090493
Book / Page	001609 / 000493
Instrument Date	May 17, 2018
Transaction Type	Foreclosure
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$36.01
Amount Accuracy	Confirmed
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	103 STERNCREST DR STELLA NC 285825003, STELLA, NC 28582-5003
Investor	Possibly a Property Investor

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 20, 2017
Property Address	103 STERNCREST DR, STELLA, NC 28582-5003
Document Number	0015950380
Book / Page	001595 / 000380
Instrument Date	Dec 1, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 W IVYBRIDGE DR HUBERT NC 285394647, HUBERT, NC 28539-4647

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,103 (-) Land $44,663 Building $324,440	$369,103 (-) Land $44,663 Building $324,440
2025	$1,371.00 (+30.08%)	$369,103 (+79.78%) Land $44,663 Building $324,440	$369,103 (+79.78%) Land $44,663 Building $324,440
2023		$205,304 Land $42,000 Building $163,304	$205,304 Land $42,000 Building $163,304
2022	$1,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1993–2018)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 4 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

103 Sterncrest Dr, Stella, NC 28582 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Grant Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Sterncrest Dr

Nearby Streets

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