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101 Sterncrest Dr, Stella, NC 28582 Property Records

Carteret County property record for 101 Sterncrest Dr, Stella, NC 28582 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,040 sqft · built 2018
Lot Size0.78 acres (33,977 sqft)
OwnerIndividual Name on File
Last Sale$165,500 (Mar 2020)
Tax Bill$1,201 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5357.02.58.8145000

Property Details

APN / Parcel Number

Primary APN5357.02.58.8145000
Alternative APNs
  • 289715
  • 24238

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,040 sqft Heated Area
Gross Area1,292 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area33,977 sqft (0.78 acres)
Lot Dimensions135 ft deep x 264 ft wide
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number24238
Street Address101 STERNCREST DR
CitySTELLA
StateNC
Zip28582-5003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 RIVERWATCH S/D STELLA
Legal SubdivisionRIVERWATCH
Legal Lot Number1
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1007
Census Tract970801

Owner

Source: Carteret County records · APN 5357.02.58.8145000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address101 STERNCREST DR, STELLA, NC 28582-5003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2021Deed of Trust, Mortgage · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
Mar 31, 2020Special Warranty Deed, Transfer · VA Mortgage
STEARNS LENDING LLC
Sep 21, 2017Trustee's Deed, Transfer · Line of Credit
FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2020 · Amount on Record
Deed SaleMar 31, 2020 · Amount on Record
Deed Document Number0001667447
Deed Book / Page1667 / 447
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address101 STERNCREST DR, STELLA, NC 28582-5003
Transaction TypeMortgage
Record UpdatedJan 10, 2023
Title CompanyALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017060155
DateFeb 01, 2021
Book Page1706/155
Instrument1706155
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2051

March 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCARTERET NC
Recording DateMar 31, 2020
Property Address101 STERNCREST DR, STELLA, NC 28582-5003
Document Number0016670447
Book / Page1667 / 447
Map ReferenceMB 31 PG 298&299
Instrument DateMar 04, 2020
Instrument1667447
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyPARKWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$331.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3091 GOVERNORS LAKE DR # DR300, 3091, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 STERNCREST DR, STELLA, NC 28582-5003

Mortgage

Document Number1667448
DateMar 31, 2020
Instrument1667-448
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

September 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionCARTERET NC
Recording DateSep 21, 2017
Property Address101 STERNCREST DR, STELLA, NC 28582-5003
Document Number0015870490
Book / Page001587 / 000490
Instrument DateSep 19, 2017
Transaction TypeTransfer
Record UpdatedOct 06, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$400.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490
InvestorPossibly a Property Investor

Mortgage

Document Number15870491
DateSep 21, 2017
Book Page001587/000491
Lender
NameFIRST NAT'L BK/PA
TypeBank
Address1005 HIGH HOUSE RD, CARY, NC 27513-3586
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,201.00 (+7.14%)$319,767 (+61.69%) Land $47,250 Building $272,517$319,767 (+61.69%) Land $47,250 Building $272,517
2023$197,765 Land $42,000 Building $155,765$197,765 Land $42,000 Building $155,765
2022$1,121.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319708011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims12 (1993–2018)
Claims Outside the SFHA2 of 12
Most Recent ClaimSep 2018, river or lake flooding, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 2 claims
  • Hurricane Fran, Sep 1996 · 4 claims
  • Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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