Carteret County property record for 102 Sterncrest Dr, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,566 sqft · built 2011 |
| Lot Size | 1.18 acres (51,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,000 (Jun 2011) |
| Tax Bill | $1,296 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5357.02.68.1168000 |
| Primary APN | 5357.02.68.1168000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,566 sqft Heated Area |
| Gross Area | 1,465 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 51,662 sqft (1.18 acres) |
| Lot Dimensions | 254 ft deep x 266 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Patio Area | 5 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 42191 |
|---|---|
| Street Address | 102 STERNCREST DR |
| City | STELLA |
| State | NC |
| Zip | 28582-5003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L74 RIVERWATCH SECT. I-C |
| Legal Subdivision | RIVERWATCH |
| Legal Block | 68 |
| Legal Lot Number | 74 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970801 |
102 Sterncrest Dr is owned and occupied by two individuals who bought it in June 2011.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 STERNCREST DR, STELLA, NC 28582-5003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2011 · Amount on File |
| Deed Sale | Jun 20, 2011 · Amount on File |
| Prior Sale | Mar 15, 2011 · Amount on File |
| Deed Document Number | 20111378381 |
| Deed Book / Page | 1378 / 381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 102 STERNCREST DR, STELLA, NC 28582-5003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0017020040 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 1702/40 |
| Instrument | 1702040 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 102 Sterncrest Dr was $1,296.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,561 (+7.42%) Land $57,604 Building $363,957 | $421,561 (+7.42%) Land $57,604 Building $363,957 | |
| 2025 | $1,296.00 | $392,442 Land $57,604 Building $334,838 | $392,442 Land $57,604 Building $334,838 |
| 2023 | $224,392 Land $42,000 Building $182,392 | $224,392 Land $42,000 Building $182,392 | |
| 2022 | $1,249.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Sterncrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Sterncrest Dr is moderate, ranking above 57% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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