103 Ridgepointe Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 103 Ridgepointe Dr, Cold Spring, KY 41076 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1,864 sqft · built 1999
Lot Size	0.47 acres (20,460 sqft)
Owner	2 Individual Names on File
Last Sale	$208,500 (Jul 2004)
Tax Bill	$4,201 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-158.53`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-158.53`

Interior

Stories	2 Stories
Building Area	1,864 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,460 sqft (0.47 acres)
Lot Dimensions	186 ft deep x 110 ft wide
Terrain	Combination

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 RIDGEPOINTE DR
City	COLD SPRING
State	KY
Zip	41076-9091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SEC 1 GLENRIDGE SUBD
Legal Subdivision	GLENRIDGE SUB
Legal Phase	1
Legal Lot Number	2
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	3
Census Block	3000
Census Tract	53100

Owner

Source: Campbell County records · APN 999-99-18-158.53

Assessment roll updated March 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 RIDGEPOINTE DR, COLD SPRING, KY 41076-9091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2004 · Amount on Record
Deed Sale	Jul 26, 2004 · Amount on Record
Prior Sale	Oct 21, 1999 · Amount on Record
Deed Document Number	200407 26 019 00173
Deed Book / Page	269 / 382
Last Transfer Date	Aug 26, 2005
Transfer Doc	0001900318
Record Updated	Jun 08, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	Apr 18, 2023
Property Address	103 RIDGEPOINTE DR, COLD SPRING, KY 41076-9091
Document Number	0005170539
Book / Page	D359 / 582
Map Reference	SL 111-B
Instrument Date	Apr 14, 2023
Instrument	5170539
Transaction Type	Transfer
Record Updated	May 08, 2023
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 307, ALEXANDRIA, KY 41001-0307

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	103 RIDGEPOINTE DR, COLD SPRING, KY 41076-9091

Mortgage

Document Number	0005170540
Date	Apr 18, 2023
Instrument	5170540

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,201.00 (-6.6%)	$346,700 (-7.52%) Land $50,000 Building $296,700	$346,700 (-7.52%) Land $50,000 Building $296,700
2023	$4,498.00 (+42.03%)	$374,900 (+47.95%) Land $50,000 Building $324,900	$374,900 (+47.95%) Land $50,000 Building $324,900
2022	$3,167.00	$253,400 Land $20,400 Building $233,000	$253,400 Land $20,400 Building $233,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.