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102 Ridgepointe Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 102 Ridgepointe Dr, Cold Spring, KY 41076 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,855 sqft · built 1993
Owner2 Individual Names on File
Last Sale$269,000 (Nov 2003)
Tax Bill$5,191 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN999-99-18-158.07

Property Details

APN / Parcel Number

Primary APN999-99-18-158.07

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,855 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Exterior MaterialCombination
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Dimensions186 ft deep x 59 ft wide
TerrainCombination
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999918158.07
Street Address102 RIDGEPOINTE DR
CityCOLD SPRING
StateKY
Zip41076-9090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 SEC 1 GLENRIDGE SUBD
Legal SubdivisionGLENRIDGE SUB
Legal Phase1
Legal Lot Number12
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group3
Census Block3000
Census Tract53100

Owner

Source: Campbell County records · APN 999-99-18-158.07

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address102 RIDGEPOINTE DR, COLD SPRING, KY 41076-9090
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2003 · Amount on Record
Deed SaleNov 13, 2003 · Amount on Record
Deed Document Number03 11 13 019 00061
Deed Book / Page0264 / 531
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address102 RIDGEPOINTE DR, COLD SPRING, KY 41076-9090
Document Number0005110811
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address102 RIDGEPOINTE DR COLD SPRING KY 410769090, COLD SPRING, KY 41076-9090

Mortgage

Document Number0005110811
DateJun 02, 2020
Book Page001005/000546
Instrument5110811
Lender
NameCENTERBANK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityCold Spring City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,191.00 (+1.01%)$428,300 (-) Land $50,000 Building $378,300$428,300 (-) Land $50,000 Building $378,300
2023$5,139.00 (+19.26%)$428,300 (+24.23%) Land $50,000 Building $378,300$428,300 (+24.23%) Land $50,000 Building $378,300
2022$4,309.00$344,760 Land $25,000 Building $319,760$344,760 Land $25,000 Building $319,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370531003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims140 (1978–2018)
Most Recent ClaimFeb 2018, rainfall accumulation, Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 5 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 104 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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