103 N Gadwall Ln, Downs, IL 61736 Property Records

McLean County property record for 103 N Gadwall Ln, Downs, IL 61736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,568 sqft · built 1998
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$183,000 (Jun 2020)
Tax Bill$6,850 (2024)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-04-104-016

Property Details

APN / Parcel Number

Primary APN29-04-104-016

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address103 N GADWALL LN
CityDOWNS
StateIL
Zip61736-9347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 MALLARD POINT SUB
Legal Range03E
Legal Township22N
Legal Section04
Legal SubdivisionMALLARD POINT SUB
Legal Lot Number2
JurisdictionMCLEAN IL
Township / Civil DivisionDOWNS
Census Block Group3
Census Block3043
Census Tract5401

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 N GADWALL LN, DOWNS, IL 61736-9347
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2020 · Amount on Record
Deed SaleJun 23, 2020 · Amount on Record
Deed Document Number202011333
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJun 23, 2020
Property Address103 N GADWALL LN, DOWNS, IL 61736-9347
Document Number202000011333
Map ReferenceDOC 96-18714
Instrument DateJun 12, 2020
Instrument2020-00011333
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$274.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address103 W GADWALL, DOWNS, IL 61736

Mortgage

Document Number202000011334
DateJun 23, 2020
Instrument2020-00011334
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionDowns Township
MunicipalityDowns Village
Unified School DistrictTri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$89,208 (+20.26%) Land $16,993 Building $72,215$267,624 (+20.26%) Land $50,979 Building $216,645
2024$6,850.00 (+13.92%)
2023$6,013.00$74,178 Land $14,130 Building $60,048$222,534 Land $42,390 Building $180,144

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOWNS
serves 1,201 people · EPA ID IL1130500
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2026
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on N Gadwall Ln

Nearby Streets

Search Property Records by Address or Parcel Number