102 N Gadwall Ln, Downs, IL 61736 Property Records

McLean County property record for 102 N Gadwall Ln, Downs, IL 61736

Property Summary

Property Type	Single Family Home
Details	1,256 sqft · built 2000
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jan 2021)
Tax Bill	$8,084 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-04-103-010`

Property Details

APN / Parcel Number

Primary APN	`29-04-103-010`

Interior

Stories	2 Stories
Building Area	1,256 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Street Address	102 N GADWALL LN
City	DOWNS
State	IL
Zip	61736-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 MALLARD POINT SUB PT W 1/2 NW 4-22-3E
Legal Subdivision	MALLARD POINT SUB
Legal Lot Number	46
Jurisdiction	MCLEAN IL
Township / Civil Division	DOWNS
Census Block Group	3
Census Block	3044
Census Tract	5401

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 N GADWALL LN, DOWNS, IL 61736-9343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FORTRESS BANK
May 31, 2019	Special Warranty Deed, Transfer ALLODIAL TITLE
Feb 23, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Dec 28, 2015
Deed Document Number	20211370
Prior Transfer Date	Jun 20, 2013
Prior Transfer Doc	0000016465
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 21, 2021
Property Address	102 N GADWALL LN, DOWNS, IL 61736-9343
Document Number	202100001370
Map Reference	DOC 96-18714
Instrument Date	Jan 5, 2021
Instrument	2021-00001370
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 N GADWALL LN, DOWNS, IL 61736-9343

Mortgage

Document Number	202100001371
Date	Jan 21, 2021
Instrument	2021-00001371

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 31, 2019
Property Address	102 N GADWALL LN, DOWNS, IL 61736-9343
Document Number	201900008266
Map Reference	DOC 96-18714
Instrument Date	May 22, 2019
Instrument	2019-00008266
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	ALLODIAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1355 CENTRAL PKWY S # S100, 1355, SAN ANTONIO, TX 78232-5055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 N GADWALL LN, DOWNS, IL 61736-9343

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 23, 2017
Property Address	102 N GADWALL LN, DOWNS, IL 61736-9343
Document Number	201700003295
Map Reference	DOC96-18714
Instrument Date	Dec 6, 2016
Instrument	2017-00003295
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 CENTRAL PKWY S, SAN ANTONIO, TX 78232-5055
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Downs Township
Municipality	Downs Village
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,101 (+20.26%) Land $16,993 Building $87,108	$312,303 (+20.26%) Land $50,979 Building $261,324
2024	$8,084.00 (+13.78%)
2023	$7,105.00	$86,561 Land $14,130 Building $72,431	$259,683 Land $42,390 Building $217,293

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNS serves 1,201 people · EPA ID IL1130500
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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