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108 N Gadwall Ln, Downs, IL 61736 Property Records

McLean County property record for 108 N Gadwall Ln, Downs, IL 61736

Property Summary

Property TypeSingle Family Home
Details1,400 sqft · built 2000
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$250,500 (Aug 2017)
Deeds & MortgagesApr 2020 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-04-103-007

Property Details

APN / Parcel Number

Primary APN29-04-103-007

Interior

Stories1 Story
Building Area1,400 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Lot Area15,246 sqft (0.35 acres)

Location & Zoning

Street Address108 N GADWALL LN
CityDOWNS
StateIL
Zip61736-9343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 MALLARD POINT SUB
Legal SubdivisionMALLARD POINT SUB
Legal Lot Number43
JurisdictionMCLEAN IL
Township / Civil DivisionDOWNS
Census Block Group3
Census Block3044
Census Tract5401

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address108 N GADWALL LN, DOWNS, IL 61736-9343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Aug 2, 2017Warranty Deed, Transfer · VA Mortgage
MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2017 · Amount on Record
Deed SaleAug 2, 2017 · Amount on Record
Deed Document Number201713806
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address108 N GADWALL LN, DOWNS, IL 61736-9343
Transaction TypeMortgage
Record UpdatedSep 23, 2022
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000006845
DateApr 21, 2020
Instrument2020-00006845
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2035
Interest
Rate TypeFixed Rate
Rate2.75%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateAug 2, 2017
Property Address108 N GADWALL LN, DOWNS, IL 61736-9343
Document Number201700013806
Map ReferenceDOC96-18714
Instrument DateJun 27, 2017
Instrument2017-00013806
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address108 N GADWALL LN, DOWNS, IL 61736-9343

Mortgage

Document Number201700013807
DateAug 2, 2017
Instrument2017-00013807
Lender
NameMORTGAGE SERVICES III LLC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionDowns Township
MunicipalityDowns Village
Unified School DistrictTri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$115,933 (+20.26%) Land $16,993 Building $98,940$347,799 (+20.26%) Land $50,979 Building $296,820
2023$96,400 Land $14,130 Building $82,270$289,200 Land $42,390 Building $246,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOWNS
serves 1,201 people · EPA ID IL1130500
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2026
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber		1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Watch TV
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink.

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