103 Lou St, Chittenango, NY 13037 Property Records

Madison County and Sullivan Town property record for 103 Lou St, Chittenango, NY 13037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1970
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,500 (Feb 2018)
Tax Bill	$5,665 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage Sep 2017 Sale + 1 more
APN	`254801 49.31-1-79`

Property Details

APN / Parcel Number

Primary APN	`254801 49.31-1-79`
Alternative APNs	`480104903100010790000000` `5937`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Unfinished Basement	936 sqft
Game Room	Game Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	232 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5937.
Street Address	103 LOU ST
City	CHITTENANGO
State	NY
Zip	13037-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	79.000
Jurisdiction	MADISON NY
Township / Civil Division	SULLIVAN
Census Block Group	3
Census Block	3015
Census Tract	30401

Owner

Source: Madison County and Sullivan Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 LOU ST, CHITTENANGO, NY 13037-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Warranty Deed, Transfer · FHA Mortgage COMMONFUND MTG
Sep 27, 2017	Grant Deed, Transfer ALLIED AMERICAN ABSTRACT, ALLIED AMERICAN ABS
Mar 2, 2017	Trustee's Deed, Foreclosure WEB TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2018 · Amount on Record
Deed Sale	Feb 21, 2018 · Amount on Record
Prior Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	2018904
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Feb 21, 2018
Property Address	103 LOU ST, CHITTENANGO, NY 13037-1414
Document Number	0000000904
Instrument Date	Feb 14, 2018
Instrument	904
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	ENVISION ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 TUSCARORA RD CHITTENANGO NY 130379480, CHITTENANGO, NY 13037-9480

Mortgage

Document Number	905
Date	Feb 21, 2018
Instrument	905

Lender

Name	COMMONFUND MTG
Type	Mortgage Company
Address	SYRACUSE, NY 13204

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON NY
Recording Date	Sep 27, 2017
Property Address	103 LOU ST, CHITTENANGO, NY 13037-1414
Document Number	0000005616
Instrument Date	Sep 1, 2017
Instrument	5616
Transaction Type	Transfer
Record Updated	Oct 20, 2017
Title Company	ALLIED AMERICAN ABSTRACT, ALLIED AMERICAN ABS

Transaction

Amount	Amount Recorded
Tax	$182.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 WILLOW PL CAZENOVIA NY 130351210, CAZENOVIA, NY 13035-1210

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON NY
Recording Date	Mar 2, 2017
Property Address	103 LOU ST, CHITTENANGO, NY 13037-1414
Document Number	0000001178
Instrument Date	Feb 1, 2017
Instrument	1178
Transaction Type	Foreclosure
Record Updated	May 3, 2017
Title Company	WEB TITLE

Transaction

Amount	Amount Recorded
Tax	$223.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County and Sullivan Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
County Subdivision	Sullivan Town
Municipality	Chittenango Village
Unified School District	Chittenango Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,665.00 (+119.32%)
2025	$2,583.00	$115,400 (-) Land $11,200 Building $104,200	$193,950 (+15.97%) Land $18,824 Building $175,126
2023		$115,400 Land $11,200 Building $104,200	$167,246 Land $16,232 Building $151,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (1993–2017)
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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