100 Lou St, Chittenango, NY 13037 Property Records

Madison County and Sullivan Town property record for 100 Lou St, Chittenango, NY 13037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1954
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Nov 2019)
Tax Bill	$4,089 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2019 Mortgage + 1 more
APN	`254801 49.31-1-82`

Property Details

APN / Parcel Number

Primary APN	`254801 49.31-1-82`
Alternative APNs	`480104903100010820000000` `5939`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5939.
Street Address	100 LOU ST
City	CHITTENANGO
State	NY
Zip	13037-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	82.000
Jurisdiction	MADISON NY
Township / Civil Division	SULLIVAN
Census Block Group	3
Census Block	3014
Census Tract	30401

Owner

100 Lou St is owned and occupied by an individual who bought it in November 2019.

Source: Madison County and Sullivan Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	100 LOU ST, CHITTENANGO, NY 13037-1415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU
Nov 19, 2019	Deed of Trust, Mortgage · Conventional with PMI EMPOWER FCU
Nov 21, 2019	Warranty Deed, Transfer · Conventional with PMI EMPOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Oct 20, 2016 · Amount on File
Deed Document Number	20196174
Prior Transfer Date	Sep 28, 2001
Prior Transfer Doc	1204000018
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	100 LOU ST, CHITTENANGO, NY 13037-1415
Document Number	0000006176
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 LOU ST CHITTENANGO NY 130371415, CHITTENANGO, NY 13037-1415

Mortgage

Document Number	0000006176
Date	Nov 21, 2019
Instrument	6176

Lender

Name	EMPOWER FCU
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	100 LOU ST, CHITTENANGO, NY 13037-1415
Document Number	0000006175
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CLARK ST #A4 CAZENOVIA NY 130351157, A4, CAZENOVIA, NY 13035-1157

Mortgage

Document Number	0000006175
Date	Nov 21, 2019
Instrument	6175

Lender

Name	EMPOWER FCU
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 20, 2034

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Nov 21, 2019
Property Address	100 LOU ST, CHITTENANGO, NY 13037-1415
Document Number	0000006174
Instrument Date	Oct 18, 2019
Instrument	6174
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CLARK ST #4 CAZENOVIA NY 130351138, 4, CAZENOVIA, NY 13035-1138

Mortgage

Document Number	6175
Date	Nov 21, 2019
Instrument	6175

Lender

Name	EMPOWER FCU
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 20, 2034

Mortgage

Document Number	6176,
Date	Nov 21, 2019
Instrument	6176

Lender

Name	EMPOWER FCU
Address	SYRACUSE, NY 13212

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 100 Lou St was $4,089, up 119.4% from the year before.

Source: Madison County and Sullivan Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
County Subdivision	Sullivan Town
Municipality	Chittenango Village
Unified School District	Chittenango Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,089.00 (+119.37%)
2025	$1,864.00	$83,300 Land $12,600 Building $70,700	$140,000 Land $21,176 Building $118,824
2023		$83,300 Land $12,600 Building $70,700	$120,725 Land $18,261 Building $102,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 100 Lou St; there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (1993–2017)
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Lou St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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