101 Lou St, Chittenango, NY 13037 Property Records

Madison County and Sullivan Town property record for 101 Lou St, Chittenango, NY 13037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1954
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (Oct 2005)
Tax Bill	$4,257 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2023 Line of Credit + 2 more
APN	`254801 49.31-1-80`

Property Details

APN / Parcel Number

Primary APN	`254801 49.31-1-80`
Alternative APNs	`480104903100010800000000` `5936`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5936.
Street Address	101 LOU ST
City	CHITTENANGO
State	NY
Zip	13037-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	80.000
Jurisdiction	MADISON NY
Township / Civil Division	SULLIVAN
Census Block Group	3
Census Block	3015
Census Tract	30401

Owner

Source: Madison County and Sullivan Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 LOU ST, CHITTENANGO, NY 13037-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2005 · Amount on Record
Deed Sale	Oct 7, 2005 · Amount on Record
Deed Book / Page	1351 / 168
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	101 LOU ST, CHITTENANGO, NY 13037-1414
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LOU ST, CHITTENANGO, NY 13037-1414

Mortgage

Document Number	0000000129
Date	Sep 6, 2023
Instrument	2023-4129

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	101 LOU ST, CHITTENANGO, NY 13037-1414
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000616
Date	Apr 14, 2023
Instrument	2023-1616

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	101 LOU ST, CHITTENANGO, NY 13037-1414
Document Number	0000001679
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LOU ST CHITTENANGO NY 130371414, CHITTENANGO, NY 13037-1414

Mortgage

Document Number	0000001679
Date	Apr 13, 2020
Instrument	1679

Lender

Name	EMPOWER FCU
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	101 LOU ST, CHITTENANGO, NY 13037-1414
Document Number	0000004845
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LOU ST CHITTENANGO NY 130371414, CHITTENANGO, NY 13037-1414

Mortgage

Document Number	0000004845
Date	Sep 12, 2018
Instrument	4845

Lender

Name	EMPOWER FCU
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County and Sullivan Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
County Subdivision	Sullivan Town
Municipality	Chittenango Village
Unified School District	Chittenango Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,257.00 (+130.23%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption Additional exemption filed
2025	$1,849.00	$89,200 (-) Land $12,600 Building $76,600	$149,916 (+15.97%) Land $21,176 Building $128,740
2023		$89,200 Land $12,600 Building $76,600	$129,275 Land $18,261 Building $111,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (1993–2017)
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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