103 Frontier St, Coto De Caza (Trabuco Canyon), CA 92679 Property Records

Orange County property record for 103 Frontier St, Coto De Caza, CA 92679

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,839 sqft · built 1997
Lot Size	0.089 acres (3,876 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Nov 2024)
Tax Bill	$11,688 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`779-091-34`

Property Details

APN / Parcel Number

Primary APN	`779-091-34`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,839 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	3,876 sqft (0.089 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	103 FRONTIER ST
City	TRABUCO CANYON
State	CA
Zip	92679-5365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14959 BLK LOT 56
Legal Subdivision	TRACT NO 14959
Legal Tract	14959
Legal Lot Number	56
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1000
Census Tract	32045

Owner

Source: Orange County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 FRONTIER ST, TRABUCO CANYON, CA 92679-5365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL LENDING
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Mar 28, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 27, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CHURCHILL MTG HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on Record
Deed Sale	Nov 25, 2024 · Amount on Record
Prior Sale	Aug 9, 2001 · Amount on Record
Deed Document Number	2024308599
Prior Transfer Date	Mar 22, 2017
Prior Transfer Doc	0000121849
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Sep 2, 2026
Property Address	103 FRONTIER ST, TRABUCO CANYON, CA 92679-5365
Document Number	0000247884
Instrument Date	Apr 1, 2026
Instrument	2026247884
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 FRONTIER ST, TRABUCO CANYON, CA 92679-5365

Mortgage

Document Number	0000247884,
Date	Sep 2, 2026
Instrument	2026247884

Lender

Name	CAPITAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	103 FRONTIER ST, COTO DE CAZA, CA 92679-5365
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 FRONTIER ST, TRABUCO CANYON, CA 92679-5365

Mortgage

Document Number	0000587587
Date	Sep 22, 2021
Instrument	2021000587587

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 28, 2017
Property Address	103 FRONTIER ST, COTO DE CAZA, CA 92679-5365
Document Number	0000122916
Instrument Date	Dec 27, 2016
Instrument	122916
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	103 FRONTIER ST TRABUCO CANYON CA 926795365, TRABUCO CANYON, CA 92679-5365

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 27, 2017
Property Address	103 FRONTIER ST, COTO DE CAZA, CA 92679-5365
Document Number	0000121849
Instrument Date	Dec 27, 2016
Instrument	121849
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 FRONTIER ST TRABUCO CANYON CA 926795365, TRABUCO CANYON, CA 92679-5365

Mortgage

Document Number	121850
Date	Mar 27, 2017
Instrument	121850

Lender

Name	CHURCHILL MTG HM LOANS
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 26, 2037

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,173,000 (+2%) Land $902,891 Building $270,109
2025	$11,688.00 (+146.17%)	$1,150,000 (+141.77%) Land $885,187 Building $264,813
2023	$4,748.00 (+2.02%) Homeowner's exemption	$475,668 Land $227,474 Building $248,194
2022	$4,654.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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