103 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 103 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,110 sqft · built 2015
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Nov 2020)
Tax Bill	$15,775 (2024)
Deeds & Mortgages	Nov 2020 Sale Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25010-000-1090`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25010-000-1090`
Alternative APN	`1015797`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,110 sqft Living Area
Gross Area	4,240 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2015
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	13.5 ft deep x 4.3 ft wide
Garage Type	Finished
Garage Area	225 sqft
Porch	Porch
Porch Area	880 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1015797
Street Address	103 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 109 NATUREWALK AT SEAGROVE PB 18-8 OR 2844-4432 OR 2988-1776 OR 3079-393 OR 3168-3037 OR 3168-3037
Legal Range	19W
Legal Township	03S
Legal Section	11
Legal Subdivision	NATUREWALK AT SEAGROVE
Legal Lot Number	109
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1006
Census Tract	950610

Owner

103 Flatwoods Forest Loop is owned by two individuals who bought it in November 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	174 TRIPLE CROWN CT, ALPHARETTA, GA 30004-7546
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Warranty Deed, Transfer RELIANT 850 TITLE
Jul 12, 2018	Warranty Deed, Transfer RODGERS-KIEFER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Prior Sale	Jul 12, 2018 · Amount on File
Deed Document Number	20200045970
Deed Book / Page	3168 / 3037
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 12, 2020
Property Address	103 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8845
Document Number	0031683037
Book / Page	003168 / 003037
Instrument Date	Nov 9, 2020
Instrument	45970
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	RELIANT 850 TITLE

Transaction

Amount	Amount on Record
Tax	$7,350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	174 TRIPLE CROWN CT ALPHARETTA GA 300047546, ALPHARETTA, GA 30004-7546

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 12, 2018
Property Address	103 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8845
Document Number	0030790393
Book / Page	003079 / 000393
Instrument Date	Jul 9, 2018
Instrument	23083
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	RODGERS-KIEFER TITLE

Transaction

Amount	Amount on Record
Tax	$5,950.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2688 DANBURY DR AUBURN AL 368306472, AUBURN, AL 36830-6472

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,476,957 Land $294,000 Building $1,182,957	$1,476,957 Land $294,000 Building $1,182,957
2024	$15,775.00 (+4.44%)
2023	$15,105.00 (+5.54%)	$1,726,576 (+8.23%) Land $292,861 Building $1,433,715	$1,726,576 (+8.23%) Land $292,861 Building $1,433,715
2022	$14,312.00	$1,595,219 Land $325,076 Building $1,270,143	$1,595,219 Land $325,076 Building $1,270,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Flatwoods Forest Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Flatwoods Forest Loop is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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