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112 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 112 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,216 sqft · built 2015
Lot Size0.099 acres (4,320 sqft)
Owner2 Individual Names on Record
Last Sale$690,000 (Feb 2020)
Tax Bill$9,718 (2024)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11-3S-19-25012-000-3200

Property Details

APN / Parcel Number

Primary APN11-3S-19-25012-000-3200
Alternative APN
  • 1015961

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,216 sqft Living Area
Gross Area2,985 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2015
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area4,320 sqft (0.099 acres)
Garage TypeFinished
Garage Area99 sqft
PorchPorch
Porch Area670 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1015961
Street Address112 FLATWOODS FOREST LOOP
CitySANTA ROSA BEACH
StateFL
Zip32459-8853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 320 NATUREWALK AT SEAGROVE THIRD REPLAT PB 19-10 OR 2998-3997 OR 3131-4379
Legal Range19W
Legal Township03S
Legal Section11
Legal SubdivisionNATUREWALK AT SEAGROVE THIRD
Legal Lot Number320
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1019
Census Tract950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 OLD STRATTON CHASE, ATLANTA, GA 30328-3652
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2020 · Amount on Record
Deed SaleFeb 3, 2020 · Amount on Record
Prior SaleJan 4, 2016 · Amount on Record
Deed Document Number20200003544
Deed Book / Page3131 / 4379
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address112 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8853
Instrument DateJan 15, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 OLD STRATTON CHASE ATLANTA GA 303283652, ATLANTA, GA 30328-3652

Mortgage

Document Number31314381
DateFeb 3, 2020
Book Page003131/004381
Instrument3545
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 2, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$809,276 (-14.79%) Land $125,000 Building $684,276$809,276 (-14.79%) Land $125,000 Building $684,276
2024$9,718.00 (+5.01%)
2023$9,254.00 (+5.84%)$949,719 (+9.39%) Land $120,472 Building $829,247$949,719 (+9.39%) Land $120,472 Building $829,247
2022$8,743.00$868,183 Land $133,724 Building $734,459$868,183 Land $133,724 Building $734,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 645 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,249 units insured
incl. 604 condo units
Nearby Flood Claims16 (2004–2023)
Claims Outside the SFHA10 of 16
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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