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73 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 73 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,807 sqft · built 2015
Lot Size0.139 acres (6,055 sqft)
OwnerIndividual Name on Record
Last Sale$1,425,000 (Dec 2021)
Tax Bill$14,000 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-3S-19-25010-000-1050

Property Details

APN / Parcel Number

Primary APN11-3S-19-25010-000-1050
Alternative APN
  • 1015793

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,807 sqft Living Area
Gross Area3,640 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2015
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area6,055 sqft (0.139 acres)
Lot Dimensions12.4 ft deep x 4.4 ft wide
Garage TypeFinished
Garage Area210 sqft
PorchPorch
Porch Area623 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1015793
Street Address73 FLATWOODS FOREST LOOP
CitySANTA ROSA BEACH
StateFL
Zip32459-8846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 105 NATUREWALK AT SEAGROVE PB 17-34 REPLAT IN PB 18-8 OR 2844-4432 OR 2981-1650 OR 3230-2625
Legal Range19W
Legal Township03S
Legal Section11
Legal SubdivisionNATUREWALK AT SEAGROVE
Legal Lot Number105
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1006
Census Tract950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address401 CHEROKEE DR, MCCOMB, MS 39648-6015
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2021 · Amount on Record
Deed SaleDec 21, 2021 · Amount on Record
Prior SaleJun 9, 2015 · Amount on Record
Deed Document Number20210062861
Deed Book / Page3230 / 2625
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateDec 21, 2021
Property Address73 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8846
Document Number0032302625
Book / Page3230 / 2625
Map ReferenceMB 18 PG 8
Instrument DateDec 17, 2021
Instrument20210062861
Transaction TypeTransfer
Record UpdatedJan 7, 2022
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address73 FLATWOODS FOREST LOOP, 73, SANTA ROSA BEACH, FL 32459-8846

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CHEROKEE DR, MCCOMB, MS 39648-6015

Mortgage

Document Number0032302627
DateDec 21, 2021
Instrument3230/2627
Lender
NameFBT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,111,334 (-13.41%) Land $294,000 Building $817,334$1,111,334 (-13.41%) Land $294,000 Building $817,334
2024$14,000.00 (+0.11%)
2023$13,985.00 (+3.85%)$1,283,398 (+6.74%) Land $292,861 Building $990,537$1,283,398 (+6.74%) Land $292,861 Building $990,537
2022$13,467.00$1,202,392 Land $325,076 Building $877,316$1,202,392 Land $325,076 Building $877,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 645 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,249 units insured
incl. 604 condo units
Nearby Flood Claims16 (2004–2023)
Claims Outside the SFHA10 of 16
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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