103 E 1st St, Silver Grove, KY 41085 Property Records

Campbell County property record for 103 E 1st St, Silver Grove, KY 41085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 844 sqft · built 1958
Lot Size	0.34 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,000 (Jul 2021)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Foreclosure + 3 more
Flood Zone	Zone AE (high risk)
APN	`999-99-27-698.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-27-698.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	844 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Flood Plain/Flood Zone

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 E 1ST ST
City	SILVER GROVE
State	KY
Zip	41085-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 497 498 SILVER GROVE L & B CO
Legal Subdivision	SILVER GROVE TOWN OF
Legal Lot Number	497-498
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2009
Census Tract	53100

Owner

Source: Campbell County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	CINCINNATI, OH 45244
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jan 4, 2021	Grant Deed, Foreclosure BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY
Jun 10, 2020	Quit Claim Deed, Foreclosure NOT AVAILABLE
Mar 25, 2020	Grant Deed, Foreclosure BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY
Jan 17, 2020	Grant Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	20215136799
Deed Book / Page	348 / 157
Last Transfer Date	Sep 28, 2023
Transfer Doc	0005197011
Record Updated	Sep 20, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 29, 2021
Property Address	103 E 1ST ST, SILVER GROVE, KY 41085-5006
Document Number	0005136799
Book / Page	D348 / 157
Instrument Date	Jul 23, 2021
Instrument	5136799
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E 1ST ST, SILVER GROVE, KY 41085-5006

Mortgage

Document Number	0005136800
Date	Jul 29, 2021
Instrument	5136800

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

January 2021: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jan 4, 2021
Property Address	103-105 1ST ST, SILVER GROVE, KY 41085
Document Number	0005123752
Book / Page	000344 / 000204
Instrument Date	Jun 17, 2020
Instrument	5123752
Transaction Type	Foreclosure
Record Updated	Jan 27, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2020: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jun 10, 2020
Property Address	103-105 1ST ST, SILVER GROVE, KY 41085
Document Number	0005111222
Book / Page	000340 / 000037
Instrument Date	May 27, 2020
Instrument	5111222
Transaction Type	Foreclosure
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	103 E 1ST ST SILVER GROVE KY 410855006, SILVER GROVE, KY 41085-5006
Investor	Possibly a Property Investor

March 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CAMPBELL KY
Recording Date	Mar 25, 2020
Property Address	103-105 1ST ST, SILVER GROVE, KY 41085
Document Number	0005107201
Book / Page	000339 / 000017
Instrument Date	Jan 30, 2020
Instrument	5107201
Transaction Type	Foreclosure
Record Updated	Jun 25, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Tax	$0.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

January 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jan 17, 2020
Property Address	103-105 1ST ST, SILVER GROVE, KY 41085
Document Number	0005103777
Book / Page	000338 / 000143
Instrument Date	Jan 3, 2020
Instrument	5103777
Transaction Type	Foreclosure
Record Updated	Feb 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Silver Grove City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,549.00 (+15.86%)	$130,000 (+16.59%) Land $20,000 Building $110,000	$130,000 (+16.59%) Land $20,000 Building $110,000
2023	$1,337.00 (-4.02%)	$111,500 (-) Land $10,900 Building $100,600	$111,500 (-) Land $10,900 Building $100,600
2022	$1,393.00	$111,500 Land $10,900 Building $100,600	$111,500 Land $10,900 Building $100,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 131 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	28 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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