122 E 1st St, Silver Grove, KY 41085 Property Records

Campbell County property record for 122 E 1st St, Silver Grove, KY 41085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 2010
Lot Size	0.257 acres (11,175 sqft)
Owner	2 Individual Names on File
Last Sale	$128,500 (May 2017)
Tax Bill	$1,805 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`999-99-27-329.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-27-329.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,732 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Multi-Family
Exterior Material	Combination
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,175 sqft (0.257 acres)
Lot Dimensions	149 ft deep x 75 ft wide
View / Lot	Flood Plain/Flood Zone

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	122 E 1ST ST
City	SILVER GROVE
State	KY
Zip	41085-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 509 PT 508 SILVER L & B CO 75 X 149
Legal Subdivision	SILVER GROVE TOWN OF
Legal Lot Number	509
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2018
Census Tract	53100

Owner

122 E 1st St is owned by two individuals who bought it in May 2017.

Source: Campbell County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 524, SILVER GROVE, KY 41085-0524
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2017 · Amount on File
Deed Sale	May 11, 2017 · Amount on File
Deed Document Number	20175056420
Deed Book / Page	324 / 33
Prior Transfer Date	Apr 1, 2009
Prior Transfer Doc	0001900381
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	May 11, 2017
Property Address	122 E 1ST ST, SILVER GROVE, KY 41085-5007
Document Number	0005056420
Book / Page	000324 / 000033
Instrument Date	May 5, 2017
Instrument	5056420
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 E 1ST ST SILVER GROVE KY 410855006, SILVER GROVE, KY 41085-5006

Mortgage

Document Number	5056421
Date	May 11, 2017
Book Page	000935/000575
Instrument	5056421

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 122 E 1st St was $1,805.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Silver Grove City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,805.00	$151,500 Land $20,000 Building $131,500	$151,500 Land $20,000 Building $131,500
2023	$1,625.00 (-4.02%)	$135,500 (-) Land $16,500 Building $119,000	$135,500 (-) Land $16,500 Building $119,000
2022	$1,693.00	$135,500 Land $16,500 Building $119,000	$135,500 Land $16,500 Building $119,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 E 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 131 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	28 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 E 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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