119 E 1st St, Silver Grove, KY 41085 Property Records

Campbell County property record for 119 E 1st St, Silver Grove, KY 41085

Property Summary

Property Type	Single Family Home
Details	400 sqft
Owner	Individual Name on Record
Last Sale	$95,000 (Nov 2016)
Tax Bill	$357 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`999-99-28-543.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-28-543.00`

Interior

Stories	1 Story
Building Area	400 sqft Living Area

Exterior

Exterior Material	Concrete Block
Garage Type	Attached

Location & Zoning

Old Parcel Number	9999928543.00
Street Address	119 E 1ST ST
City	SILVER GROVE
State	KY
Zip	41085-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	490 SILVER GROVE
Legal Subdivision	SILVER GROVE TOWN OF
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2009
Census Tract	53100

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12006 FLAGG SPRINGS PIKE, CALIFORNIA, KY 41007-9036
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2016 · Amount on Record
Deed Sale	Nov 30, 2016 · Amount on Record
Deed Document Number	0000322166
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	119 E 1ST ST, SILVER GROVE, KY 41085-5006
Document Number	0005080033
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	ACCURATE EQUITY GROUP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5194 MARY INGLES HWY SILVER GROVE KY 410855077, SILVER GROVE, KY 41085-5077

Mortgage

Document Number	0005080033
Date	Aug 30, 2018
Book Page	000962/000815
Instrument	5080033

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Silver Grove City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$357.00 (+17.82%)	$30,000 (+18.58%) Land $10,000 Building $20,000	$30,000 (+18.58%) Land $10,000 Building $20,000
2023	$303.00	$25,300 Land $7,300 Building $18,000	$25,300 Land $7,300 Building $18,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 131 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	28 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20