Essex County and Cedar Grove Township property record for 103 Bowden Rd, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 1,608 sqft · built 1767 |
| Lot Size | 0.282 acres (12,301 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (May 2025) |
| Tax Bill | $10,971 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00223-0000-00016 |
| Primary APN | 04-00223-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,608 sqft Living Area |
| Year Built | Built 1767 |
|---|---|
| Effective Year Built | Effective 1767 |
| Construction Type | Frame |
| Lot Area | 12,301 sqft (0.282 acres) |
| Lot Dimensions | 150 ft deep x 82 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 040022300016 |
|---|---|
| Street Address | 103 BOWDEN RD |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 82X150 |
| Legal Subdivision | TOWNSHIP/CEDAR GRV |
| Legal Block | 223 |
| Legal Lot Number | 16 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 21400 |
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 BOWDEN RD, CEDAR GROVE, NJ 07009-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Jun 4, 2019 | Grant Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2025 · Amount on Record |
| Deed Sale | May 7, 2025 · Amount on Record |
| Prior Sale | Jun 4, 2019 · Amount on Record |
| Deed Document Number | 202528727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 103 BOWDEN RD, CEDAR GROVE, NJ 07009-1714 |
| Document Number | 0000014557 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 BOWDEN RD CEDAR GROVE NJ 07009, CEDAR GROVE, NJ 07009 |
| Document Number | 0000014557 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 14557 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 4, 2019 |
| Property Address | 103 BOWDEN RD, CEDAR GROVE, NJ 07009-1714 |
| Document Number | 0000050892 |
| Instrument Date | May 24, 2019 |
| Instrument | 50892 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 BOWDEN RD CEDAR GROVE NJ 07009, CEDAR GROVE, NJ 07009 |
| Document Number | 50893 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 50893 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 3, 2049 |
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $621,200 (+52.14%) Land $313,400 Building $307,800 | $621,200 (+52.14%) Land $313,400 Building $307,800 | |
| 2025 | $10,971.00 (+2.8%) | $408,300 (-) Land $245,200 Building $163,100 | $408,300 (-) Land $245,200 Building $163,100 |
| 2024 | $10,672.00 (+1.95%) | ||
| 2023 | $408,300 Land $245,200 Building $163,100 | $408,300 Land $245,200 Building $163,100 | |
| 2022 | $10,468.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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