Essex County and Cedar Grove Township property record for 106 Bowden Rd, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 2,384 sqft · built 2006 |
| Lot Size | 0.324 acres (14,122 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Oct 2023) |
| Tax Bill | $13,443 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00160-0000-00064 |
| Primary APN | 04-00160-0000-00064 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,384 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 14,122 sqft (0.324 acres) |
| Lot Dimensions | 307 ft deep x 46 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 040016000064 |
|---|---|
| Street Address | 106 BOWDEN RD |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | 46X307 |
| Legal Block | 160 |
| Legal Lot Number | 64 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 6 |
| Census Block | 6009 |
| Census Tract | 21400 |
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 BOWDEN RD, CEDAR GROVE, NJ 07009-1751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed, Transfer · Conventional Mortgage VISIONS FCU |
| Oct 1, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2023 · Amount on Record |
| Deed Sale | Oct 4, 2023 · Amount on Record |
| Prior Sale | Mar 7, 1996 · Amount on Record |
| Deed Document Number | 202359608 |
| Prior Transfer Date | Aug 29, 2012 |
| Prior Transfer Doc | 0012078324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 4, 2023 |
| Property Address | 106 BOWDEN RD, CEDAR GROVE, NJ 07009-1751 |
| Document Number | 0000059608 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023059608 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Title Company | NOT AVAILABLE, PHOENIX TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7021 TOLEDO RD, SPRING HILL, FL 34606-6163 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 BOWDEN RD, CEDAR GROVE, NJ 07009-1751 |
| Document Number | 0000059609 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 2023059609 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year T-Bill |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 106 BOWDEN RD, CEDAR GROVE, NJ 07009-1751 |
| Document Number | 0000098331 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 106 BOWDEN RD CEDAR GROVE NJ 070091751, CEDAR GROVE, NJ 07009-1751 |
| Document Number | 0000098331 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 98331 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $754,400 (+50.79%) Land $322,100 Building $432,300 | $754,400 (+50.79%) Land $322,100 Building $432,300 | |
| 2025 | $13,443.00 (+2.8%) | $500,300 (-) Land $248,700 Building $251,600 | $500,300 (-) Land $248,700 Building $251,600 |
| 2024 | $13,077.00 (+1.95%) | ||
| 2023 | $500,300 (-) Land $248,700 Building $251,600 | $500,300 (-) Land $248,700 Building $251,600 | |
| 2022 | $12,827.00 (+1.22%) | $500,300 Land $248,700 Building $251,600 | $500,300 Land $248,700 Building $251,600 |
| 2021 | $12,672.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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