Essex County and Cedar Grove Township property record for 91 Bowden Rd, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 2,866 sqft · built 2009 |
| Lot Size | 0.236 acres (10,271 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Jan 2006) |
| Tax Bill | $16,772 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00223-0000-00002 |
| Primary APN | 04-00223-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,866 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Frame |
| Lot Area | 10,271 sqft (0.236 acres) |
| Lot Dimensions | 527 ft deep x 70 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 040022300002 |
|---|---|
| Street Address | 91 BOWDEN RD |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | 10271 SQ FT |
| Legal Subdivision | LAND/ESTS PATRICK MARLEY |
| Legal Block | 223 |
| Legal Lot Number | 2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 21400 |
91 Bowden Rd is owned and occupied by two individuals who bought it in January 2006.
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 BOWDEN RD, CEDAR GROVE, NJ 07009-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2006 · Amount on File |
| Deed Sale | Jan 26, 2006 · Amount on File |
| Prior Sale | Sep 30, 1992 |
| Deed Book / Page | 6290 / 64 |
| Prior Transfer Date | May 9, 2002 |
| Prior Transfer Doc | 5890000391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 91 BOWDEN RD, CEDAR GROVE, NJ 07009-1714 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | SINGLE SOURCE PROP SLN LLC |
| Name | Verified Name |
|---|
| Document Number | 0000038057 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2022038057 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 91 BOWDEN RD, CEDAR GROVE, NJ 07009-1714 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000121542 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021121542 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 91 Bowden Rd was $16,772, up 2.8% from the year before.
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,030,600 (+65.11%) Land $388,600 Building $642,000 | $1,030,600 (+65.11%) Land $388,600 Building $642,000 | |
| 2025 | $16,772.00 (+2.79%) | $624,200 Land $240,900 Building $383,300 | $624,200 Land $240,900 Building $383,300 |
| 2024 | $16,316.00 | ||
| 2023 | $624,200 Land $240,900 Building $383,300 | $624,200 Land $240,900 Building $383,300 | |
| 2022 | $16,004.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Bowden Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Bowden Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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