103 Benjamin St, Toms River, NJ 08755 Property Records

Ocean County and Toms River Township property record for 103 Benjamin St, Toms River, NJ 08755

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,784 sqft · built 2004
Lot Size	1.1 acres (48,256 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Aug 2018)
Tax Bill	$17,046 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00013-02-00028`

Property Details

APN / Parcel Number

Primary APN	`08-00013-02-00028`
Alternative APN	`0800013000200028`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,784 sqft Living Area
Gross Area	7,188 sqft
Basement Area	2,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	48,256 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 BENJAMIN ST
City	LAKEWOOD
State	NJ
Zip	08701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	1.1078AC
Legal Subdivision	TALLYMAWR MANOR TOMS RIV SEC 0
Legal Block	13.2
Legal Lot Number	28
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	2
Census Block	2014
Census Tract	722001

Owner

103 Benjamin St is owned and occupied by two individuals who bought it in August 2018.

Source: Ocean County and Toms River Township records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 BENJAMIN ST, LAKEWOOD, NJ 08701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FUNDING RESOURCES MORTGAGE CORP
Aug 8, 2018	Grant Deed, Transfer · Conventional Mortgage FM HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Prior Sale	Dec 5, 2006 · Amount on File
Deed Document Number	201877910
Deed Book / Page	17202 / 1115
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	103 BENJAMIN ST, TOMS RIVER, NJ 08755-1196
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	WELLINGTON ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181720972
Date	Nov 25, 2020
Book Page	18172/972
Instrument	2020140285

Lender

Name	FUNDING RESOURCES MORTGAGE CORP
Type	Mortgage Company
Address	CLIFTON, NJ 07012

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 8, 2018
Property Address	103 BENJAMIN ST, TOMS RIVER, NJ 08755-1196
Document Number	0172021115
Book / Page	017202 / 001115
Instrument Date	Jul 26, 2018
Instrument	77910
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 BENJAMIN ST TOMS RIVER NJ 087551196, TOMS RIVER, NJ 08755-1196

Mortgage

Document Number	172021121
Date	Aug 8, 2018
Book Page	017202/001121
Instrument	77911

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 103 Benjamin St was $17,046, up 7.3% from the year before.

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$871,900 (-) Land $214,400 Building $657,500	$871,900 (-) Land $214,400 Building $657,500
2025	$17,046.00 (+7.3%)	$871,900 Land $214,400 Building $657,500	$871,900 Land $214,400 Building $657,500
2024	$15,886.00
2023		$858,400 Land $214,400 Building $644,000	$858,400 Land $214,400 Building $644,000
2022	$14,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Benjamin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Benjamin St is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Optimum.

Nearby Properties on Benjamin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures