103 Bella Vita Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 103 Bella Vita Way, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,796 sqft · built 2020
Lot Size	0.167 acres (7,286 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Sep 2023)
Tax Bill	$3,392 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3136-09-00-0520`

Property Details

APN / Parcel Number

Primary APN	`3136-09-00-0520`
Alternative APNs	`36133109000520` `7978814.0` `7978814`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,796 sqft Living Area
Gross Area	2,036 sqft
1st Floor Area	767 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,286 sqft (0.167 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	7978814
Street Address	103 BELLA VITA WAY
City	ORMOND BEACH
State	FL
Zip	32174-6640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36-13-31 LOT 52 GARDENS AT ADDISON OAKS MB 58 PGS 129-133 INC PER OR 7485 PG 4834 PER OR 7574 PG 3778 PER OR 7873 PG 4428 PER OR 8455 PG 0595
Legal Range	31E
Legal Township	13S
Legal Section	36
Legal Subdivision	GARDENS AT ADDISON OAKS MB
Legal Lot Number	52
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1038
Census Tract	80102

Owner

103 Bella Vita Way is owned and occupied by an individual who bought it in September 2023.

Source: Volusia County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	103 BELLA VITA WAY, ORMOND BEACH, FL 32174-6640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 6, 2020	Grant Deed, Transfer · VA Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Jul 6, 2020 · Amount on File
Deed Document Number	2023180963
Deed Book / Page	8455 / 595
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 5, 2023
Property Address	103 BELLA VITA WAY, ORMOND BEACH, FL 32174-6640
Document Number	0084550595
Book / Page	8455 / 595
Map Reference	MB 58 PG 129-133
Instrument Date	Aug 31, 2023
Instrument	2023180963
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	SMART TITLE SERVICES, SMARTTITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 BELLA VITA WAY, ORMOND BEACH, FL 32174-6640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BELLA VITA WAY, ORMOND BEACH, FL 32174-6640

Mortgage

Document Number	0008455597
Date	Sep 5, 2023
Instrument	8455/597

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	103 BELLA VITA WAY, ORMOND BEACH, FL 32174-6640
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BELLA VITA WAY, ORMOND BEACH, FL 32174-6640

Mortgage

Document Number	0080153199
Date	Mar 29, 2021
Book Page	8015/3199
Instrument	2021-069067

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Sep 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 6, 2020
Property Address	103 BELLA VITA WAY, ORMOND BEACH, FL 32174-6640
Document Number	0078734428
Book / Page	007873 / 004428
Instrument Date	Jun 26, 2020
Instrument	120344
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,397.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 BELLA VITA WAY ORMOND BEACH FL 321746640, ORMOND BEACH, FL 32174-6640

Mortgage

Document Number	78734430
Date	Jul 6, 2020
Book Page	007873/004430
Instrument	120345

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 103 Bella Vita Way was $3,392 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,487 (+2.31%) Land $40,000 Building $215,487	$255,487 (+2.31%) Land $40,000 Building $215,487
2025	$3,392.00 Homeowner's exemption	$249,728 Land $40,000 Building $209,728	$249,728 Land $40,000 Building $209,728
2023	$1,762.00 (+3.77%) Homeowner's exemption	$149,653 (+3%)	$250,301 (+11.6%) Land $34,000 Building $216,301
2022	$1,698.00 Homeowner's exemption	$145,294	$224,276 Land $35,000 Building $189,276

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Bella Vita Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Bella Vita Way is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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