103 Ashwood Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 103 Ashwood Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1951
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individuals on Record
Tax Bill	$8,987 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-04204-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`18-04204-0000-00014`
Alternative APNs	`1800028000000014` `180420400014`

Interior

Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Old Parcel Number	1800028000000014
Street Address	103 ASHWOOD AVE
City	SUMMIT
State	NJ
Zip	07901-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	4204
Legal Lot Number	14
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3014
Census Tract	38000

Owner

Source: Union County and Summit City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	31 GUNN RD, BRANCHVILLE, NJ 07826-4135
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC
Oct 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 1, 2016
Transfer Doc	0000292319
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	May 22, 2026
Property Address	103 ASHWOOD AVE, SUMMIT, NJ 07901-3820
Document Number	0000092773
Book / Page	15805 / 2060
Instrument Date	May 14, 2026
Instrument	202692773
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 GUNN RD, BRANCHVILLE, NJ 07826-4135

Mortgage

Document Number	0000092773,
Date	May 22, 2026
Book Page	15805/2060
Instrument	202692773

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	103 ASHWOOD AVE, SUMMIT, NJ 07901-3820
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	SERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 GUNN RD, BRANCHVILLE, NJ 07826-4135

Mortgage

Document Number	0157252153
Date	Nov 21, 2025
Book Page	15725/2153
Instrument	85547

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	103 ASHWOOD AVE, SUMMIT, NJ 07901-3820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BONAFIDE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147872512
Date	Oct 13, 2020
Book Page	14787/2512
Instrument	700817

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Oct 11, 2017
Property Address	103 ASHWOOD AVE, SUMMIT, NJ 07901-3820
Document Number	0062210350
Book / Page	006221 / 000350
Instrument Date	Mar 1, 2016
Instrument	292317
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 GUNN RD BRANCHVILLE NJ 078264135, BRANCHVILLE, NJ 07826-4135

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Oct 11, 2017
Property Address	103 ASHWOOD AVE, SUMMIT, NJ 07901-3820
Document Number	0062210366
Book / Page	006221 / 000366
Instrument Date	Mar 1, 2016
Instrument	292319
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 GUNN RD BRANCHVILLE NJ 078264135, BRANCHVILLE, NJ 07826-4135

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,000 (-) Land $122,200 Building $78,800	$201,000 (-) Land $122,200 Building $78,800
2025	$8,987.00 (+2.65%)	$201,000 (-) Land $122,200 Building $78,800	$201,000 (-) Land $122,200 Building $78,800
2024	$8,755.00 (+1.71%)
2023		$201,000 Land $122,200 Building $78,800	$201,000 Land $122,200 Building $78,800
2022	$8,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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