Union County and Summit City property record for 109 Ashwood Ave, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 1,430 sqft · built 1943 |
| Lot Size | 0.148 acres (6,447 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Apr 2018) |
| Tax Bill | $9,608 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04204-0000-00017 |
| Primary APN | 18-04204-0000-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,430 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,447 sqft (0.148 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1800028000000017 |
|---|---|
| Street Address | 109 ASHWOOD AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Block | 4204 |
| Legal Lot Number | 17 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 38000 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 ASHWOOD AVE, SUMMIT, NJ 07901-3820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 19, 2018 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2018 · Amount on Record |
| Deed Sale | Apr 19, 2018 · Amount on Record |
| Deed Document Number | 2018298936 |
| Deed Book / Page | 6257 / 835 |
| Prior Transfer Date | Dec 9, 2016 |
| Prior Transfer Doc | 0061620016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 109 ASHWOOD AVE, SUMMIT, NJ 07901-3820 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0151592387 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 15159/2387 |
| Instrument | 31123 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 109 ASHWOOD AVE, SUMMIT, NJ 07901-3820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0148142983 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 14814/2983 |
| Instrument | 703506 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 19, 2018 |
| Property Address | 109 ASHWOOD AVE, SUMMIT, NJ 07901-3820 |
| Document Number | 0062510835 |
| Book / Page | 006251 / 000835 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 298936 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 ASHWOOD AVE SUMMIT NJ 079013820, SUMMIT, NJ 07901-3820 |
| Document Number | 144310514 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 014431/000514 |
| Instrument | 656334 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2048 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,900 (-) Land $122,100 Building $92,800 | $214,900 (-) Land $122,100 Building $92,800 | |
| 2025 | $9,608.00 (+2.64%) | $214,900 (-) Land $122,100 Building $92,800 | $214,900 (-) Land $122,100 Building $92,800 |
| 2024 | $9,361.00 (+1.71%) | ||
| 2023 | $214,900 Land $122,100 Building $92,800 | $214,900 Land $122,100 Building $92,800 | |
| 2022 | $9,204.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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