99 Ashwood Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 99 Ashwood Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,290 sqft · built 1910
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Sep 2023)
Tax Bill	$8,960 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-04204-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`18-04204-0000-00012`
Alternative APNs	`1800028000000012A` `180420400012`

Interior

Stories	2 Stories
Building Area	1,290 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Old Parcel Number	1800028000000012A
Street Address	99 ASHWOOD AVE
City	SUMMIT
State	NJ
Zip	07901-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	4204
Legal Lot Number	12
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3014
Census Tract	38000

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	169 HOBART AVE, SHORT HILLS, NJ 07078-2802
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage TD BANK NA
Sep 22, 2023	Deed, Transfer · Conventional Mortgage TD BANK NA
Jan 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Jan 13, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Deed Document Number	202332297
Deed Book / Page	6522 / 2349
Last Transfer Date	Sep 19, 2025
Transfer Doc	0065952869
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Sep 22, 2025
Property Address	99 ASHWOOD AVE, SUMMIT, NJ 07901-3819
Document Number	0065952869
Book / Page	6595 / 2869
Instrument Date	Sep 19, 2025
Instrument	49587
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	TITLE AUTHORITY INC, TITLE AUTHORITY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 HOBART AVE, SHORT HILLS, NJ 07078-2848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 HOBART AVE, SHORT HILLS, NJ 07078-2802

Mortgage

Document Number	0000083291
Date	Sep 22, 2025
Instrument	83291

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 22, 2023
Property Address	99 ASHWOOD AVE, SUMMIT, NJ 07901-3819
Document Number	0065222349
Book / Page	6522 / 2349
Instrument Date	Sep 15, 2023
Instrument	32297
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	TITLE AUTHORITY INC, TITLE AUTHORITY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 LOWELL AVE, SUMMIT, NJ 07901-1548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 HOBART AVE, SHORT HILLS, NJ 07078-2802

Mortgage

Document Number	0000056573
Date	Sep 22, 2023
Instrument	56573

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Margin	3
Max Rate	11.6%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	99 ASHWOOD AVE, SUMMIT, NJ 07901-3819
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153272312
Date	Jan 26, 2023
Book Page	15327/2312
Instrument	48112

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Jan 13, 2023
Property Address	99 ASHWOOD AVE, SUMMIT, NJ 07901-3819
Document Number	0064960235
Book / Page	6496 / 235
Instrument Date	Jan 10, 2023
Instrument	25928
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 ASHWOOD AVE, SUMMIT, NJ 07901-3819

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	99 ASHWOOD AVE, SUMMIT, NJ 07901-3819

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,300 (+143.16%) Land $128,200 Building $359,100	$487,300 (+143.16%) Land $128,200 Building $359,100
2025	$8,960.00 (+2.65%)	$200,400 (-) Land $128,200 Building $72,200	$200,400 (-) Land $128,200 Building $72,200
2024	$8,729.00 (+1.7%)
2023		$200,400 (-) Land $128,200 Building $72,200	$200,400 (-) Land $128,200 Building $72,200
2022	$8,583.00 (-0.79%)	$200,400 Land $128,200 Building $72,200	$200,400 Land $128,200 Building $72,200
2021	$8,651.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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