1029 Willow Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1029 Willow Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,910 sqft · built 1950
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Company Names on Record
Last Sale	$2,282,500 (May 2020)
Tax Bill	$25,244 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`233-074-031-3`

Property Details

APN / Parcel Number

Primary APN	`233-074-031-3`
Alternative APN	`233-074-031`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,910 sqft Living Area
1st Floor Area	2,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Lot Area	10,800 sqft (0.248 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1029 WILLOW DR
City	LAFAYETTE
State	CA
Zip	94549-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE ORCHARDS LOT 5
Legal Subdivision	LAFAYETTE ORCHARDS
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	349000

Owner

Source: Contra Costa County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1029 WILLOW DR, LAFAYETTE, CA 94549-4633
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
May 21, 2020	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Aug 22, 2017	Grant Deed, Transfer BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	202097468
Prior Transfer Date	Oct 11, 2011
Prior Transfer Doc	0000082825
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 26, 2026
Property Address	1029 WILLOW DR, LAFAYETTE, CA 94549-4633
Document Number	0000090485
Instrument Date	Aug 25, 2026
Instrument	202690485
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1029 WILLOW DR, LAFAYETTE, CA 94549-4633
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1029 WILLOW DR, LAFAYETTE, CA 94549-4633
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214691
Date	Dec 2, 2019
Instrument	2019-214691

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 21, 2020
Property Address	1029 WILLOW DR, LAFAYETTE, CA 94549-4633
Document Number	0000097468
Map Reference	MB 24 PG 775
Instrument Date	May 12, 2020
Instrument	2020-097468
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1029 WILLOW DR, LAFAYETTE, CA 94549-4633

Mortgage

Document Number	0000097469
Date	May 21, 2020
Instrument	2020-097469

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year LIBOR
Max Rate	10.9%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 22, 2017
Property Address	1029 WILLOW DR, LAFAYETTE, CA 94549-4633
Document Number	0000152342
Instrument Date	Aug 15, 2017
Instrument	152342
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,936.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1029 WILLOW DR LAFAYETTE CA 945494633, LAFAYETTE, CA 94549-4633

Mortgage

Document Number	152343
Date	Aug 22, 2017
Instrument	152343

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	28 LIBERTY SHIP WAY # 2800, SAUSALITO, CA 94965-3320

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,139,476 (+2%) Land $1,115,517 Building $1,023,959
2025	$25,244.00 (+3.42%)	$2,097,527 (+4.04%) Land $1,093,645 Building $1,003,882
2023	$24,410.00 (+0.21%)	$2,016,079 Land $1,051,178 Building $964,901
2022	$24,359.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1982–2002)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2002 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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