1021 Willow Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1021 Willow Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,215 sqft · built 1942
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Company Names on Record
Last Sale	$1,303,000 (Jun 2019)
Tax Bill	$20,347 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`233-074-033-9`

Property Details

APN / Parcel Number

Primary APN	`233-074-033-9`
Alternative APN	`233-074-033`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,215 sqft Living Area
1st Floor Area	2,215 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2010
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1021 WILLOW DR
City	LAFAYETTE
State	CA
Zip	94549-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE ORCHARDS LOT 7
Legal Subdivision	LAFAYETTE ORCHARDS
Legal Lot Number	7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	349000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1021 WILLOW DR, LAFAYETTE, CA 94549-4633
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Oct 7, 2021	Intrafamily Transfer, Transfer
Jun 10, 2019	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Jul 24, 2012 · Amount on Record
Deed Document Number	201986619
Transfer Doc	0000180192
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1021 WILLOW DR, LAFAYETTE, CA 94549-4633
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 WILLOW DR, LAFAYETTE, CA 94549-4633

Mortgage

Document Number	0000047226
Date	Mar 16, 2022
Instrument	2022-047226

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Nov 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1021 WILLOW DR, LAFAYETTE, CA 94549-4633
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 WILLOW DR, LAFAYETTE, CA 94549-4633

Mortgage

Document Number	0000106954
Date	Jun 30, 2022
Instrument	2022-106954

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 7, 2021
Property Address	1021 WILLOW DR, LAFAYETTE, CA 94549-4633
Document Number	0000277196
Map Reference	MB 24 PG 775
Instrument Date	Sep 21, 2021
Instrument	2021-277196
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1021 WILLOW DR, LAFAYETTE, CA 94549-4633

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 10, 2019
Property Address	1021 WILLOW DR, LAFAYETTE, CA 94549-4633
Document Number	0000086619
Map Reference	MB 24 PG 775
Instrument Date	Jun 3, 2019
Instrument	2019-086619
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1021 WILLOW DR, LAFAYETTE, CA 94549-4633

Mortgage

Document Number	0000086620
Date	Jun 10, 2019
Instrument	2019-086620

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Mortgage

Document Number	0000086620
Date	Jun 10, 2019
Instrument	2019-086620

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,710,746 (+2%) Land $1,137,827 Building $572,919
2025	$20,347.00 (+6.47%)	$1,677,203 (+7.37%) Land $1,115,517 Building $561,686
2023	$19,111.00 (+12.13%)	$1,562,077 Land $1,072,201 Building $489,876
2022	$17,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1982–2002)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2002 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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