1025 Willow Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1025 Willow Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,135 sqft · built 1946
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,375,000 (Mar 2024)
Tax Bill	$28,436 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`233-074-032-1`

Property Details

APN / Parcel Number

Primary APN	`233-074-032-1`
Alternative APN	`233-074-032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,135 sqft Living Area
1st Floor Area	2,135 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1995
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1025 WILLOW DR
City	LAFAYETTE
State	CA
Zip	94549-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE ORCHARDS LOT 6
Legal Subdivision	LAFAYETTE ORCHARDS
Legal Lot Number	6
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	349000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 WILLOW DR, LAFAYETTE, CA 94549-4633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 27, 2019	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Sep 9, 2019	Grant Deed, Transfer NORTH AMERICAN TITLE
Sep 9, 2019	Affidavit of Death, Transfer NORTH AMERICAN TITLE
Mar 30, 2018	Deed of Trust, Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	202424697
Prior Transfer Date	Mar 16, 2005
Prior Transfer Doc	0000093412
Record Updated	Sep 20, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 18, 2024
Property Address	1025 WILLOW DR, LAFAYETTE, CA 94549-4633
Document Number	0000024697
Map Reference	MB 24 PG 775&776
Instrument Date	Mar 11, 2024
Instrument	2024-024697
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1025 WILLOW DR, LAFAYETTE, CA 94549-4633

Mortgage

Document Number	0000024698
Date	Mar 18, 2024
Instrument	2024-024698

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Max Rate	10.6%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1025 WILLOW DR, LAFAYETTE, CA 94549-4633
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 WILLOW DR, LAFAYETTE, CA 94549-4633

Mortgage

Document Number	0000185460
Date	Dec 19, 2022
Instrument	2022-185460

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1025 WILLOW DR, LAFAYETTE, CA 94549-4633
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 WILLOW DR, LAFAYETTE, CA 94549-4633

Mortgage

Document Number	0000074287
Date	Mar 11, 2021
Instrument	2021-074287

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 27, 2019
Property Address	1025 WILLOW DR, LAFAYETTE, CA 94549-4633
Document Number	0000162407
Map Reference	MB 24 PG 775&776
Instrument Date	Sep 24, 2019
Instrument	2019-162407
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1025 WILLOW DR, LAFAYETTE, CA 94549-4633

Mortgage

Document Number	0000162408
Date	Sep 27, 2019
Instrument	2019-162408

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 9, 2019
Property Address	1025 WILLOW DR, LAFAYETTE, CA 94549-4633
Document Number	0000146965
Instrument Date	Sep 5, 2019
Instrument	146965
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,034.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	751 WARRINGTON AVE REDWOOD CITY CA 940633525, REDWOOD CITY, CA 94063-3525

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 9, 2019
Property Address	1025 WILLOW DR, LAFAYETTE, CA 94549-4633
Document Number	0000146964
Instrument Date	Sep 5, 2019
Instrument	146964
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	NORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5837 MITCHELL CANYON CT CLAYTON CA 945171334, CLAYTON, CA 94517-1334

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1025 WILLOW DR, LAFAYETTE, CA 94549-4633
Document Number	0000052324
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1025 WILLOW DR LAFAYETTE CA 945494633, LAFAYETTE, CA 94549-4633

Mortgage

Document Number	0000052324
Date	Apr 5, 2018
Instrument	52324

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,470,950 (+2%) Land $1,300,500 Building $1,170,450
2025	$28,436.00 (+79.2%)	$2,422,500 (+90.42%) Land $1,275,000 Building $1,147,500
2023	$15,868.00 (+1.56%) Homeowner's exemption	$1,272,204 Land $1,051,178 Building $221,026
2022	$15,624.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1982–2002)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2002 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Dr

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