Okaloosa County property record for 1022 Troon Dr E, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,373 sqft · built 1982 |
| Lot Size | 0.259 acres (11,291 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (May 2025) |
| Tax Bill | $2,976 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-3112-7 |
| Primary APN | C56-000-596-3112-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,373 sqft Living Area |
| Gross Area | 3,187 sqft |
| 1st Floor Area | 2,373 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,291 sqft (0.259 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 332 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1022 TROON DR E |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST ANDREWS VILLAGE S II LOT 4 BLK B |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 23 |
| Legal Subdivision | ST ANDREWS VILLAGE |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21001 |
Source: Okaloosa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 139 MEADOW WOODS LN, NICEVILLE, FL 32578-3938 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 18, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on Record |
| Deed Sale | May 13, 2025 · Amount on Record |
| Prior Sale | Sep 13, 2017 · Amount on Record |
| Deed Document Number | 20253753534 |
| Prior Transfer Date | Oct 15, 2021 |
| Prior Transfer Doc | 0035811050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 1, 2026 |
| Property Address | 1022 TROON DR E, NICEVILLE, FL 32578-4061 |
| Document Number | 0003825351 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20263825351 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 1022 TROON DR E, NICEVILLE, FL 32578-4061 |
| Document Number | 0003825351, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 20263825351 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 18, 2021 |
| Property Address | 1022 TROON DR E, NICEVILLE, FL 32578-4061 |
| Document Number | 0035811050 |
| Book / Page | 3581 / 1050 |
| Map Reference | MB 6 PG 94 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 3497725 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1022 TROON DR E, NICEVILLE, FL 32578-4061 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,976.00 (+5.72%) | $289,133 (+5.99%) | $370,207 (-0.35%) Land $89,334 Building $280,873 |
| 2023 | $2,815.00 (+0.72%) Homeowner's exemption Widower's exemption | $272,800 (+3%) | $371,504 (+5.76%) Land $82,586 Building $288,918 |
| 2022 | $2,795.00 Homeowner's exemption Widower's exemption | $264,854 | $351,260 Land $78,653 Building $272,607 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 125 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 units insured incl. 8 condo units |
| Nearby Flood Claims | 25 (1985–2020) |
| Claims Outside the SFHA | 23 of 25 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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