1029 Gideon Trce, Schenectady, NY 12302 Property Records

Saratoga County and Charlton Town property record for 1029 Gideon Trce, Schenectady, NY 12302

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,261 sqft · built 2014
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$724,500 (Dec 2021)
Tax Bill	$15,375 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2021 Sale & Mortgage + 1 more
APN	`412200 256.5-2-2`

Property Details

APN / Parcel Number

Primary APN	`412200 256.5-2-2`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,261 sqft Living Area
1st Floor Area	1,453 sqft
2nd Floor Area	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	185 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	834 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	685 sqft
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1029 GIDEON TRCE
City	SCHENECTADY
State	NY
Zip	12302-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	SARATOGA NY
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1021
Census Tract	61600

Owner

Source: Saratoga County and Charlton Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1029 GIDEON TRCE, SCHENECTADY, NY 12302-9501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit PIONEER BANK
Dec 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Jul 15, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Jan 29, 2014 · Amount on Record
Deed Document Number	202143392
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	1029 GIDEON TRCE, SCHENECTADY, NY 12302-9501
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006296
Date	Mar 12, 2024
Instrument	2024006296

Lender

Name	PIONEER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Dec 2, 2021
Property Address	1029 GIDEON TRCE, SCHENECTADY, NY 12302-9501
Document Number	0000043392
Instrument Date	Nov 5, 2021
Instrument	2021043392
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WILDERS PASS, CANTON, CT 06019-2258

Mortgage

Document Number	0000043393
Date	Dec 2, 2021
Instrument	2021043393

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Jul 15, 2019
Property Address	1029 GIDEON TRCE, SCHENECTADY, NY 12302-9501
Document Number	0000019299
Instrument Date	Jul 3, 2019
Instrument	19299
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	MERIDIAN RESEARCH GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2176 RIVER RD NISKAYUNA NY 123091133, NISKAYUNA, NY 12309-1133

Mortgage

Document Number	19300
Date	Jul 15, 2019
Instrument	19300

Lender

Name	TRUSTCO BK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Charlton Town
Unified School District	Burnt Hills-Ballston Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,375.00	$415,580 (-) Land $28,200 Building $387,380	$848,122 (+12.24%) Land $57,551 Building $790,571
2023		$415,580 Land $28,200 Building $387,380	$755,600 Land $51,273 Building $704,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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