1205 Gideon Trce, Schenectady, NY 12302 Property Records

Saratoga County and Charlton Town property record for 1205 Gideon Trce, Schenectady, NY 12302

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,906 sqft · built 2013
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Nov 2013)
Tax Bill	$13,922 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2023 Line of Credit + 2 more
APN	`412200 256.5-1-11`

Property Details

APN / Parcel Number

Primary APN	`412200 256.5-1-11`
Alternative APN	`220025600500010110000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,906 sqft Living Area
1st Floor Area	1,306 sqft
2nd Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	29,621 sqft (0.68 acres)
Lot Width	70.4 ft Width
Garage Type	Attached
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1205 GIDEON TRCE
City	SCHENECTADY
State	NY
Zip	12302-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	SARATOGA NY
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1021
Census Tract	61600

Owner

Source: Saratoga County and Charlton Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1205 GIDEON TRCE, SCHENECTADY, NY 12302-9502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FEDERAL CREDIT UNION
Dec 15, 2020	Warranty Deed, Transfer · Conventional with PMI SEFCU
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2013 · Amount on Record
Deed Sale	Nov 8, 2013 · Amount on Record
Deed Book / Page	2013 / 45188
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	1205 GIDEON TRCE, SCHENECTADY, NY 12302-9502
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002482
Date	Jan 27, 2026
Instrument	2026002482

Lender

Name	BROADVIEW FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	1205 GIDEON TRCE, SCHENECTADY, NY 12302-9502
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006792
Date	Mar 9, 2023
Instrument	2023006792

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2043

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Dec 15, 2020
Property Address	1205 GIDEON TRCE, SCHENECTADY, NY 12302-9502
Document Number	0000035625
Instrument Date	Nov 20, 2020
Instrument	35625
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	SMPR TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 LANCASTER CT BALLSTON LAKE NY 120191939, BALLSTON LAKE, NY 12019-1939

Mortgage

Document Number	35626
Date	Dec 15, 2020
Instrument	35626

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	1205 GIDEON TRCE, SCHENECTADY, NY 12302-9502
Document Number	0000000009
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1205 GIDEON TRCE SCHENECTADY NY 123029502, SCHENECTADY, NY 12302-9502

Mortgage

Document Number	0000000009
Date	Jan 2, 2020
Instrument	9

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Charlton Town
Unified School District	Burnt Hills-Ballston Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,922.00	$376,300 (-) Land $28,700 Building $347,600	$767,959 (+12.24%) Land $58,571 Building $709,388
2023		$376,300 Land $28,700 Building $347,600	$684,182 Land $52,182 Building $632,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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