1020 Gideon Trce, Schenectady, NY 12302 Property Records

Saratoga County and Charlton Town property record for 1020 Gideon Trce, Schenectady, NY 12302

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,254 sqft · built 2014
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$465,911 (Feb 2015)
Tax Bill	$12,394 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification Jun 2020 Mortgage + 1 more
APN	`412200 256.5-1-26`

Property Details

APN / Parcel Number

Primary APN	`412200 256.5-1-26`
Alternative APN	`220025600500010260000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,254 sqft Living Area
1st Floor Area	1,503 sqft
2nd Floor Area	1,751 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Lot Area	33,106 sqft (0.76 acres)
Lot Width	131 ft Width
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1020 GIDEON TRCE
City	SCHENECTADY
State	NY
Zip	12302-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 17
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	SARATOGA NY
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1023
Census Tract	61600

Owner

1020 Gideon Trce is owned and occupied by two individuals who bought it in February 2015.

Source: Saratoga County and Charlton Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 GIDEON TRCE, SCHENECTADY, NY 12302-9504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Loan Modification, Mortgage TRUSTCO BK
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BK
Mar 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2015 · Amount on File
Deed Sale	Feb 24, 2015 · Amount on File
Deed Book / Page	2015 / 5307
Record Updated	Jun 8, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	1020 GIDEON TRCE, SCHENECTADY, NY 12302-9504
Document Number	0000018643
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 GIDEON TRCE SCHENECTADY NY 123029504, SCHENECTADY, NY 12302-9504

Mortgage

Document Number	0000018643
Date	Jul 21, 2020
Instrument	18643

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	1020 GIDEON TRCE, SCHENECTADY, NY 12302-9504
Document Number	0000018642
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 GIDEON TRCE SCHENECTADY NY 123029504, SCHENECTADY, NY 12302-9504

Mortgage

Document Number	0000018642
Date	Jul 21, 2020
Instrument	18642

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	1020 GIDEON TRCE, SCHENECTADY, NY 12302-9504
Document Number	0000012262
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 GIDEON TRCE SCHENECTADY NY 123029504, SCHENECTADY, NY 12302-9504

Mortgage

Document Number	0000012262
Date	Apr 27, 2018
Instrument	12262

Lender

Name	TRUSTCO BK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 26, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Gideon Trce was $12,394.

Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Charlton Town
Unified School District	Burnt Hills-Ballston Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,394.00	$335,000 Land $29,000 Building $306,000	$683,673 Land $59,184 Building $624,489
2023		$335,000 Land $29,000 Building $306,000	$609,091 Land $52,727 Building $556,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1020 Gideon Trce.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Gideon Trce is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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