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1017 Emerald Dr, Naperville, IL 60540 Property Records

DuPage County property record for 1017 Emerald Dr, Naperville, IL 60540 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,001 sqft · built 1960
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Aug 2023)
Tax Bill$8,825 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-201-004

Property Details

APN / Parcel Number

Primary APN07-25-201-004

Interior

Full Baths2 Baths
Stories3 Stories
Building Area2,001 sqft Living Area
1st Floor Area1,353 sqft
Basement Area648 sqft
Finished Basement648 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleTri-Level
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions14.7 ft deep x 7.5 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1017 EMERALD DR
CityNAPERVILLE
StateIL
Zip60540-7215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSER HIGHLANDS UNIT 11
Legal SubdivisionMOSER HIGHLANDS
Legal Block12
Legal Lot Number2
Legal Unit11
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1010
Census Tract846523

Owner

Source: DuPage County records · APN 07-25-201-004

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4042 GROVE AVE, BROOKFIELD, IL 60513-2134
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2023Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2023 · Amount on Record
Deed SaleAug 08, 2023 · Amount on Record
Prior SaleJun 10, 2016 · Amount on Record
Deed Document Number202350105
Prior Transfer DateMar 31, 2017
Prior Transfer Doc0000037783
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateAug 08, 2023
Property Address1017 EMERALD DR, NAPERVILLE, IL 60540-7215
Document Number0000050105
Map ReferenceDOC 933603
Instrument DateJul 31, 2023
InstrumentR2023-050105
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$475.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1017 EMERALD DR, NAPERVILLE, IL 60540-7215

Mortgage

Document Number0000050106
DateAug 08, 2023
InstrumentR2023-050106
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053
Interest
Rate TypeFixed Rate
Rate6.99%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1017 EMERALD DR, NAPERVILLE, IL 60540-7215
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096838
DateAug 31, 2020
InstrumentR2020-096838
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueMay 01, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,825.00 (+17.06%)$159,362 (+29.89%) Land $67,641 Building $91,721$478,086 (+29.89%) Land $202,923 Building $275,163
2022$7,539.00 Homeowner's exemption$122,690 Land $51,730 Building $70,960$368,070 Land $155,190 Building $212,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438465231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1982–2015)
Claims Outside the SFHA4 of 7
Most Recent ClaimJun 2015, other causes
Claims By Storm
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 450 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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