1029 Cedarcrest St, Norman, OK 73071 Property Records

Cleveland County property record for 1029 Cedarcrest St, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,028 sqft · built 2000
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2023)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	May 2025 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0095893`

Property Details

APN / Parcel Number

Primary APN	`R0095893`
Alternative APNs	`NC29SHLK2 5 16001` `95893`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,028 sqft Living Area
Gross Area	1,428 sqft
1st Floor Area	1,028 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	95893
Street Address	1029 CEDARCREST ST
City	NORMAN
State	OK
Zip	73071-6876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOWLAKE SEC 2 LT 16 BLK 5
Legal Range	02W
Legal Township	09
Legal Section	17
Legal Subdivision	SHADOWLAKE
Legal Block	5
Legal Lot Number	16
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5012
Census Tract	201403

Owner

Source: Cleveland County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1029 CEDARCREST ST, NORMAN, OK 73071-6876
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 13, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Prior Sale	Feb 20, 2014 · Amount on Record
Deed Document Number	202333471
Deed Book / Page	6616 / 9
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	1029 CEDARCREST ST, NORMAN, OK 73071-6876
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 CEDARCREST ST, NORMAN, OK 73071-6876

Mortgage

Document Number	R202511475
Date	May 2, 2025
Book Page	6797/251
Instrument	R 2025 11475

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jan 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 13, 2023
Property Address	1029 CEDARCREST ST, NORMAN, OK 73071-6876
Document Number	R202333471
Book / Page	6616 / 9
Instrument Date	Dec 4, 2023
Instrument	R 2023 33471
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 CEDARCREST ST, NORMAN, OK 73071-6876

Mortgage

Document Number	R202333472
Date	Dec 13, 2023
Instrument	R 2023 33472

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	R202333473
Date	Dec 13, 2023
Book Page	6616/29
Instrument	R 2023 33473

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,393.00 (+46.09%)	$19,941 (+36.17%) Land $4,608 Building $15,333	$166,177 (+23.29%) Land $38,406 Building $127,771
2023	$1,638.00 (+7.62%) Homeowner's exemption	$14,644 (+3%) Land $4,063 Building $10,581	$134,790 (-) Land $37,400 Building $97,390
2022	$1,522.00 Homeowner's exemption	$14,217 Land $3,944 Building $10,273	$134,790 Land $37,400 Building $97,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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