1028 Cedarcrest St, Norman, OK 73071 Property Records

Cleveland County property record for 1028 Cedarcrest St, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 962 sqft · built 1999
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Aug 2024)
Tax Bill	$2,444 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29SHLK2 5 1001`

Property Details

APN / Parcel Number

Primary APN	`NC29SHLK2 5 1001`
Alternative APN	`95878`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	962 sqft Living Area
1st Floor Area	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	260 sqft
Porch	Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	95878
Old Parcel Number	95878
Street Address	1028 CEDARCREST ST
City	NORMAN
State	OK
Zip	73071-6876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOWLAKE SEC 2 LT 1 BLK 5
Legal Range	02W
Legal Township	09N
Legal Section	17
Legal Subdivision	SHADOWLAKE
Legal Block	5
Legal Lot Number	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5012
Census Tract	201403

Owner

1028 Cedarcrest St is owned and occupied by an individual who bought it in August 2024.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	1028 CEDARCREST ST, NORMAN, OK 73071-6876
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2024	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 9, 2024 · Amount on File
Deed Sale	Aug 9, 2024 · Amount on File
Prior Sale	Apr 10, 2023 · Amount on File
Deed Document Number	R 2024 21272
Deed Book / Page	6698 / 646
Record Updated	Jun 8, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Aug 9, 2024
Property Address	1028 CEDARCREST ST, NORMAN, OK 73071-6876
Document Number	R202421272
Book / Page	6698 / 646
Instrument Date	Aug 3, 2024
Instrument	R 2024 21272
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1026 CEDAREREST STREET, NORMAN, OK 73071-6876

Mortgage

Document Number	R202421273
Date	Aug 9, 2024
Instrument	R 2024 21273

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Margin	2
Max Rate	10.5%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 10, 2023
Property Address	1028 CEDARCREST ST, NORMAN, OK 73071-6876
Document Number	0R20238657
Book / Page	6536 / 182
Instrument Date	Apr 3, 2023
Instrument	R 2023 8657
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	AMERICAN EAGLE TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 CEDARCREST ST, NORMAN, OK 73071-6876

Mortgage

Document Number	0R20238658
Date	Apr 10, 2023
Instrument	R 2023 8658

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1028 Cedarcrest St was $2,444.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,444.00	$20,365 Land $4,189 Building $16,176	$169,714 Land $34,914 Building $134,800
2023	$1,714.00 Homeowner's exemption	$15,275 Land $4,080 Building $11,195	$127,292 Land $34,000 Building $93,292

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1028 Cedarcrest St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 Cedarcrest St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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