1021 Cedarcrest St, Norman, OK 73071 Property Records

Cleveland County property record for 1021 Cedarcrest St, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2000
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (May 2023)
Tax Bill	$2,918 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29SHLK2 5 14001`

Property Details

APN / Parcel Number

Primary APN	`NC29SHLK2 5 14001`
Alternative APN	`95891`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	72 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	95891
Old Parcel Number	95891
Street Address	1021 CEDARCREST ST
City	NORMAN
State	OK
Zip	73071-6876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOWLAKE SEC 2 LT 14 BLK 5
Legal Range	02W
Legal Township	09N
Legal Section	17
Legal Subdivision	SHADOWLAKE
Legal Block	5
Legal Lot Number	14
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5012
Census Tract	201403

Owner

1021 Cedarcrest St is owned and occupied by an individual who bought it in May 2023.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1021 CEDARCREST ST, NORMAN, OK 73071-6876
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Feb 13, 2020	Warranty Deed, Transfer · Conventional with PMI OKLAHOMA FIDELITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on File
Deed Sale	May 11, 2023 · Amount on File
Prior Sale	Feb 13, 2020 · Amount on File
Deed Document Number	R 2023 12066
Deed Book / Page	6547 / 150
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 11, 2023
Property Address	1021 CEDARCREST ST, NORMAN, OK 73071-6876
Document Number	R202312066
Book / Page	6547 / 150
Instrument Date	May 5, 2023
Instrument	R 2023 12066
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 CEDARCREST ST, NORMAN, OK 73071-6876

Mortgage

Document Number	R202312067
Date	May 11, 2023
Instrument	R 2023 12067

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11%
Index	1-Year CMT
Margin	3
Max Rate	11%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Feb 13, 2020
Property Address	1021 CEDARCREST ST, NORMAN, OK 73071-6876
Document Number	0000004571
Book / Page	006021 / 000683
Instrument Date	Feb 12, 2020
Instrument	4571
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 NE 2ND ST #103 OKLAHOMA CITY OK 731044072, 103, OKLAHOMA CITY, OK 73104-4072

Mortgage

Document Number	4572
Date	Feb 13, 2020
Book Page	006021/000684
Instrument	4572

Lender

Name	OKLAHOMA FIDELITY BK
Type	Bank
Address	OKLAHOMA CITY, OK 73114

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1021 Cedarcrest St was $2,918.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,918.00	$24,314 Land $4,608 Building $19,706	$202,621 Land $38,406 Building $164,215
2023	$1,974.00 Homeowner's exemption	$17,443 Land $4,197 Building $13,246	$155,430 Land $37,400 Building $118,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1021 Cedarcrest St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1021 Cedarcrest St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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