Black Hawk County property record for 1029 Ackermant St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1924 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $25,000 (Jul 2009) |
| Tax Bill | $1,004 (2025) |
| Deeds & Mortgages | Dec 2015 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-14-453-006 |
| Primary APN | 8913-14-453-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 528 sqft |
| Basement Area | 528 sqft |
| Unfinished Basement | 528 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 120 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Porch | Slab |
| Porch Area | 184 sqft |
| Total Buildings | 5 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1029 ACKERMANT ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACKERMANT ADDITION N 45 FT LOT 4 BLK 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 14 |
| Legal Subdivision | ACKERMANT ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1701 |
1029 Ackermant St is owned by a company that bought it in July 2009.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 175, WATERLOO, IA 50704-0175 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2009 · Amount on File |
| Deed Sale | Jul 1, 2009 · Amount on File |
| Deed Document Number | 2009124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1029 ACKERMANT ST, WATERLOO, IA 50703-2301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201600011544 |
|---|---|
| Date | Dec 29, 2015 |
| Instrument | 2016-00011544 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1029 Ackermant St was $1,004, up 10.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,004.00 (+10.82%) | $49,230 Land $5,560 Building $43,670 | $49,230 Land $5,560 Building $43,670 |
| 2024 | $906.00 | ||
| 2023 | $41,780 (+27.92%) Land $5,560 Building $36,220 | $41,780 Land $5,560 Building $36,220 | |
| 2022 | $718.00 | $32,660 Land $5,560 Building $27,100 | |
| 2021 | $32,660 Land $5,560 Building $27,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1029 Ackermant St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1981) |
| Most Recent Claim | Apr 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1029 Ackermant St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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