Black Hawk County property record for 1026 Ackermant St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,096 sqft · built 1951 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Company Name on File |
| Last Sale | $39,900 (Nov 2012) |
| Tax Bill | $1,634 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-14-454-016 |
| Primary APN | 8913-14-454-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 812 sqft |
| Attic | Attic |
| Attic Area | 284 sqft |
| Basement Area | 812 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1026 ACKERMANT ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACKERMANT ADDITION LOT 14 BLK 1 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 14 |
| Legal Subdivision | ACKERMANT ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1701 |
1026 Ackermant St is owned by a company that bought it in November 2012.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 128 MOREHOUSE ST, EVANSDALE, IA 50707-1027 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2012 · Amount on File |
| Deed Sale | Nov 20, 2012 · Amount on File |
| Prior Sale | Sep 10, 2012 · Amount on File |
| Deed Document Number | 20122013010390 |
| Prior Transfer Date | Oct 26, 2005 |
| Prior Transfer Doc | 2006011292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1026 ACKERMANT ST, WATERLOO, IA 50703-2302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202300012807 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 2023-00012807 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 121 S STATE ST, DENVER, IA 50622 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2053 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 1026 Ackermant St was $1,634, up 11.5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,634.00 (+11.46%) | $80,050 Land $7,410 Building $72,640 | $80,050 Land $7,410 Building $72,640 |
| 2024 | $1,466.00 | ||
| 2023 | $67,590 (+27.12%) Land $7,410 Building $60,180 | $67,590 Land $7,410 Building $60,180 | |
| 2022 | $1,168.00 | $53,170 Land $7,410 Building $45,760 | |
| 2021 | $53,170 Land $7,410 Building $45,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1026 Ackermant St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1981) |
| Most Recent Claim | Apr 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1026 Ackermant St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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