1017 Ackermant St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1017 Ackermant St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 708 sqft · built 1925
Lot Size	0.124 acres (5,400 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Aug 2021)
Tax Bill	$1,068 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-14-453-009`

Property Details

APN / Parcel Number

Primary APN	`8913-14-453-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	708 sqft Living Area
1st Floor Area	528 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Porch	Porch
Porch Area	84 sqft
Poultry House	Poultry House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1017 ACKERMANT ST
City	WATERLOO
State	IA
Zip	50703-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACKERMANT ADDITION S 45 FT LOT 2 BLK 2
Legal Range	13W
Legal Township	89N
Legal Section	14
Legal Subdivision	ACKERMANT ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1004
Census Tract	1701

Owner

Source: Black Hawk County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2108 W 4TH ST, VINTON, IA 52349-2469
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES SAVINGS BANK
Aug 3, 2021	Warranty Deed, Transfer · Line of Credit PEOPLES SAVINGS BANK
Mar 2, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	May 21, 2020 · Amount on Record
Deed Document Number	2021202200002598
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1017 ACKERMANT ST, WATERLOO, IA 50703-2301
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000016832
Date	Mar 31, 2020
Instrument	202000016832

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank
Address	DIKE, IA 50624

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 6, 2040

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 3, 2021
Property Address	1017 ACKERMANT ST, WATERLOO, IA 50703-2301
Document Number	202200002598
Instrument Date	Aug 2, 2021
Instrument	202200002598
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$95.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 W PARKER ST, WATERLOO, IA 50703-2339

Mortgage

Document Number	202200002600
Date	Aug 3, 2021
Instrument	202200002600

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 2, 2041

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 2, 2020
Property Address	1017 ACKERMANT ST, WATERLOO, IA 50703-2301
Document Number	202000014987
Instrument Date	Feb 26, 2020
Instrument	202000014987
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$82.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1152 FOREST AVE, WATERLOO, IA 50702-3135

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,068.00 (+10.56%)	$52,340 (+17.54%) Land $5,560 Building $46,780	$52,340 (+17.54%) Land $5,560 Building $46,780
2024	$966.00 (+24.16%)
2023		$44,530 (+25.61%) Land $5,560 Building $38,970	$44,530 (+25.61%) Land $5,560 Building $38,970
2022	$778.00 (+5.42%)	$35,450 Land $5,560 Building $29,890
2021	$738.00		$35,450 Land $5,560 Building $29,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1981)
Most Recent Claim	Apr 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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