10287 98th St, Largo, FL 33773 Property Records

Pinellas County property record for 10287 98th St, Largo, FL 33773

Property Summary

Property Type	Planned Unit Development
Details	1,150 sqft · built 1986
Lot Size	0.079 acres (3,425 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Oct 2003)
Tax Bill	$991 (2025)
Deeds & Mortgages	May 2026 Sale Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-750-3823-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-3823-2`
Alternative APNs	`14-30-15-48434-000-0800` `301514484340000800` `153014484340000800` `R152229`

Interior

Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1993
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	3,425 sqft (0.079 acres)
View / Lot	Interior
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R152229
Street Address	10287 98TH ST
City	LARGO
State	FL
Zip	33773-4537
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RPD10
Legal Description	LAKE SEMINOLE VILLAGE STAGE 4 LOT 80
Legal Range	15E
Legal Township	30S
Legal Section	14
Legal Subdivision	LAKE SEMINOLE VILLAGE
Legal Tract	48434
Legal Lot Number	80
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3003
Census Tract	25011

Owner

Source: Pinellas County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	250 HOLMES ST, HANSON, MA 02341-1609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2003 · Amount on File
Deed Sale	Oct 3, 2003 · Amount on File
Prior Sale	Feb 5, 2003 · Amount on File
Deed Document Number	2003425975
Deed Book / Page	13120 / 2118
Last Transfer Date	May 12, 2026
Transfer Doc	0000131830
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 15, 2026
Property Address	10287 98TH ST, LARGO, FL 33773-4537
Document Number	0000131830
Book / Page	23560 / 324
Instrument Date	May 12, 2026
Instrument	2026131830
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	250 HOLMES ST, HANSON, MA 02341-1609

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10287 98TH ST, LARGO, FL 33773-4537
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10287 98TH ST, LARGO, FL 33773-4537

Mortgage

Document Number	0225401418
Date	Aug 21, 2023
Book Page	22540/1418
Instrument	2023215985

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10287 98TH ST, LARGO, FL 33773-4537
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10287 98TH ST, LARGO, FL 33773-4537

Mortgage

Document Number	0218631819
Date	Dec 27, 2021
Book Page	21863/1819
Instrument	2021415676

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 22, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$991.00 (+13.52%) Homeowner's exemption	$87,405 (+5.99%)	$246,783 (+4.19%) Building $246,783
2023	$873.00 (+5.05%) Homeowner's exemption	$82,468 (+3%)	$236,864 (+19.5%) Building $236,864
2022	$831.00 Homeowner's exemption	$80,066	$198,214 Building $198,214

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 231 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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