10275 98th St, Largo, FL 33773 Property Records

Pinellas County property record for 10275 98th St, Largo, FL 33773

Property Summary

Property Type	Planned Unit Development
Details	1,355 sqft · built 1986
Owner	Individual Name on File
Last Sale	$173,800 (Mar 2019)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2019 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-750-3822-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-3822-4`
Alternative APNs	`14-30-15-48434-000-0790` `153014484340000790` `R152228`

Interior

Stories	1 Story
Building Area	1,355 sqft Heated Area
1st Floor Area	1,355 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1993
Exterior Material	Brick/Stone
Construction Type	Wood Frame
View / Lot	Average
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R152228
Old Parcel Number	153014484340000790
Street Address	10275 98TH ST
City	LARGO
State	FL
Zip	33773-4537
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	LAKE SEMINOLE VILLAGE STAGE 4 LOT 79
Legal Range	15
Legal Township	30
Legal Section	14
Legal Subdivision	LAKE SEMINOLE VILLAGE
Legal Lot Number	79
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3003
Census Tract	25011

Owner

10275 98th St, a planned unit development, is owned and occupied by an individual who bought it in March 2019.

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10275 98TH ST, LARGO, FL 33773-4537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN ANTONIO CITIZENS FCU
Mar 13, 2019	Grant Deed, Transfer SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO
Mar 13, 2019	Warranty Deed, Transfer · ARM SAN ANTONIO CITIZENS FCU
Mar 13, 2019	Affidavit of Death, Transfer SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2019 · Amount on File
Deed Sale	Mar 13, 2019 · Amount on File
Prior Sale	Mar 13, 2019
Deed Document Number	2019077868
Deed Book / Page	20459 / 2265
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10275 98TH ST, LARGO, FL 33773-4537
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	SEMINOLE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10275 98TH ST, LARGO, FL 33773-4537

Mortgage

Document Number	0214972367
Date	Apr 22, 2021
Book Page	21497/2367
Instrument	2021131723

Lender

Name	SAN ANTONIO CITIZENS FCU
Type	Credit Union
Address	37925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 13, 2019
Property Address	10275 98TH ST, LARGO, FL 33773-4537
Document Number	0204592264
Book / Page	020459 / 002264
Instrument Date	Mar 8, 2019
Instrument	77867
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10275 98TH ST LARGO FL 337734537, LARGO, FL 33773-4537

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 13, 2019
Property Address	10275 98TH ST, LARGO, FL 33773-4537
Document Number	0204592265
Book / Page	20459 / 2265
Map Reference	MB 90 PG 70&71
Instrument Date	Mar 8, 2019
Instrument	2019077868
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SEMINOLE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,216.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5039 NE SR 17, 5039, HIGH SPRINGS, FL 32643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10275 98TH ST, LARGO, FL 33773-4537

Mortgage

Document Number	2019077869
Date	Mar 13, 2019
Instrument	2019077869

Lender

Name	SAN ANTONIO CITIZENS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PINELLAS FL
Recording Date	Mar 13, 2019
Property Address	10275 98TH ST, LARGO, FL 33773-4537
Document Number	0204592262
Book / Page	020459 / 002262
Instrument Date	Mar 8, 2019
Instrument	77865
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10275 98TH ST LARGO FL 337734537, LARGO, FL 33773-4537

Tax Assessment & Valuation

The 2025 property tax bill for 10275 98th St was $3,091 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,091.00 Homeowner's exemption	$203,418	$284,929 Building $284,929
2023	$2,794.00 (+2.95%) Homeowner's exemption	$191,927 (+3%)	$275,709 (+19.5%) Building $275,709
2022	$2,714.00 Homeowner's exemption	$186,337	$230,724 Building $230,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10275 98th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 231 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10275 98th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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