Lake County property record for 1028 Whitcomb St, Gary, IN 46404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,125 sqft · built 1940 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $755 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-43-0177-0010 |
| Primary APN | 001-25-43-0177-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| Attic | Attic |
| Attic Area | 750 sqft |
| Basement Area | 750 sqft |
| Game Room | Game Room |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 4,966 sqft (0.114 acres) |
| Lot Dimensions | 124 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|---|
| Sewer | Connected |
| Account Number | 001-25-43-0177-0010 |
|---|---|
| Old Parcel Number | 254301770010 |
| Street Address | 1028 WHITCOMB ST |
| City | GARY |
| State | IN |
| Zip | 46404-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARY HEIGHTS S2. L.10 BL.25 N.25' L.11 BL.25 |
| Legal Subdivision | GARY HEIGHTS |
| Legal Block | 25 |
| Legal Lot Number | 10 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 11000 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1028 WHITCOMB ST, GARY, IN 46404-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDWEST LOAN SERVICES |
| Aug 12, 2020 | Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LENDING GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2020 |
| Deed Sale | Aug 12, 2020 |
| Prior Sale | Jan 20, 2016 |
| Deed Document Number | 2020 052151 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1028 WHITCOMB ST, GARY, IN 46404-1716 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1028 WHITCOMB ST, GARY, IN 46404-1716 |
| Document Number | 0000036846 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025-536846 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1028 WHITCOMB ST, GARY, IN 46404-1716 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1028 WHITCOMB ST, GARY, IN 46404-1716 |
| Document Number | 0000027353 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2023-527353 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1028 WHITCOMB ST, GARY, IN 46404-1716 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1028 WHITCOMB ST, GARY, IN 46404-1716 |
| Document Number | 0000023007 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022-023007 |
| Name | MIDWEST LOAN SERVICES |
|---|---|
| Address | HANCOCK, MI 49930 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Aug 12, 2020 |
| Property Address | 1028 WHITCOMB ST, GARY, IN 46404-1716 |
| Document Number | 0000052151 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 2020 052151 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | INDIANA TITLE NETWORK CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 WHITCOMB ST, GARY, IN 46404-1716 |
| Document Number | 0000052152 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2020 052152 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,800 (+58.25%) Land $8,800 Building $89,000 | $97,800 (+58.25%) Land $8,800 Building $89,000 | |
| 2024 | $755.00 (+15.44%) | ||
| 2023 | $61,800 (+5.46%) Land $8,900 Building $52,900 | $61,800 (+5.46%) Land $8,900 Building $52,900 | |
| 2022 | $654.00 Homeowner's exemption | $58,600 Land $4,800 Building $53,800 | $58,600 Land $4,800 Building $53,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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