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1040 Whitcomb St, Gary, IN 46404 Property Records

Lake County property record for 1040 Whitcomb St, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,448 sqft · built 1942
Lot Size0.114 acres (4,966 sqft)
OwnerCompany Name on Record
Last Sale$172,567 (Feb 2025)
Tax Bill$1,618 (2024)
Deeds & MortgagesMay 2022 Sale
Jul 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN001-25-43-0177-0013

Property Details

APN / Parcel Number

Primary APN001-25-43-0177-0013
Alternative APNs
  • 45-08-07-134-017.000-004
  • 254301770013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,448 sqft Living Area
Gross Area3,264 sqft
1st Floor Area816 sqft
AtticAttic
Attic Area816 sqft
Basement Area816 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1990
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions124 ft deep x 40 ft wide
View / LotAlley
Garage Area816 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1040 WHITCOMB ST
CityGARY
StateIN
Zip46404-1716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY HEIGHTS N.20 FT. L.14 BL.25 S. 20 FT. L.13 BL.25
Legal SubdivisionGARY HEIGHTS
Legal Block25
Legal Lot Number14
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2039
Census Tract11000

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7581 MURRELET ST, HOBART, IN 46342-6890
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Deed, Transfer
MERIDIAN TITLE
Jul 30, 2021Intrafamily Transfer, Transfer
Nov 22, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 6, 2018Warranty Deed, Transfer
MERIDIAN TITLE
Apr 24, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2025 · Amount on Record
Deed SaleFeb 28, 2025 · Amount on Record
Prior SaleDec 3, 2024 · Amount on Record
Deed Document Number2025506891
Prior Transfer DateFeb 24, 2025
Prior Transfer Doc0000006891
Record UpdatedOct 29, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IN
Recording DateMay 12, 2022
Property Address1040 WHITCOMB ST, GARY, IN 46404-1716
Document Number0000020037
Map ReferenceMB 20 PG 13
Instrument DateMay 5, 2022
Instrument2022-520037
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2101 E BROADWAY RD STE 7, 7, TEMPE, AZ 85282-1735

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateJul 30, 2021
Property Address1040 WHITCOMB ST, GARY, IN 46404-1716
Document Number0000049695
Map ReferenceMB 20 PG 13
Instrument DateJul 6, 2021
Instrument2021-049695
Transaction TypeTransfer
Record UpdatedAug 12, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2001 SPRING RD STE 700, 2001, OAK BROOK, IL 60523-1890

Transferred To (Grantee/Buyer)

NameVerified Name
Address1801 CALIFORNIA ST STE 800, 800, DENVER, CO 80202-2621

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateNov 22, 2019
Property Address1040 WHITCOMB ST, GARY, IN 46404-1716
Document Number0000080716
Instrument DateJul 16, 2019
Instrument80716
Transaction TypeTransfer
Record UpdatedDec 9, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2001 SPRING RD #700 OAK BROOK IL 605231890, 700, OAK BROOK, IL 60523-1890

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateAug 6, 2018
Property Address1040 WHITCOMB ST, GARY, IN 46404-1716
Document Number0000049565
Instrument DateJul 26, 2018
Instrument49565
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 EQUITY WAY WESTLAKE OH 441451050, WESTLAKE, OH 44145-1050

April 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLAKE IN
Recording DateApr 24, 2018
Property Address1040 WHITCOMB ST, GARY, IN 46404-1716
Document Number0000025224
Instrument DateApr 6, 2018
Instrument25224
Transaction TypeForeclosure
Record UpdatedMay 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 WHITCOMB ST GARY IN 464041716, GARY, IN 46404-1716

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$99,200 (+60.52%) Land $8,800 Building $90,400$99,200 (+60.52%) Land $8,800 Building $90,400
2024$1,618.00 (+84.91%)
2023$61,800 (+81.23%) Land $8,900 Building $52,900$61,800 (+81.23%) Land $8,900 Building $52,900
2022$875.00$34,100 Land $4,800 Building $29,300$34,100 Land $4,800 Building $29,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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