Lorain County property record for 1028 Gulf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1951 |
| Square Footage | 1,494 sqft Living Area |
| Lot Size | 20,473 sqft (0.469 acres) |
| Garage | Detached, 420 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,541.00 (2025) |
| Primary APN | 06-25-165-000-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,494 sqft Living Area |
| 1st Floor | 1,557 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 20,473 sqft (0.469 acres) |
| Depth X Width | 230 ft x 90 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 420 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 63 sqft Shed |
| Deck Area | 224 sqft Deck |
| Patio Area | 240 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 244 sqft Porch |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1028 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 90 X 999.57 S/L 249-0 |
| Legal Subdivision | SPRING VALLEY SUBDIVISION #3 |
| Legal Tract | 25 |
| Legal Lot Number | 249-0 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-165-000-008
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1028 GULF RD, ELYRIA, OH 44035-2902 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Aug 15, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Aug 30, 2001 · Amount on Record |
| Last Transfer Date | Jul 19, 2007 |
| Transfer Doc | 0000214059 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1028 GULF RD, ELYRIA, OH 44035-2902 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000844247 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-0844247 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1028 GULF RD, ELYRIA, OH 44035-2902 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1028 GULF RD, ELYRIA, OH 44035-2902 |
| Document Number | 0000887309 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022-0887309 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Jun 25, 2052 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,541.00 | $74,520 (%) Land $19,050 Building $55,470 | $212,920 (-) Land $54,430 Building $158,490 |
| 2024 | $3,541.00 (+19.91%) | $74,523 (+39.41%) Land $19,051 Building $55,472 | $212,920 (+39.41%) Land $54,430 Building $158,490 |
| 2023 | $2,953.00 (+0.65%) | $53,456 (-0.01%) Land $16,895 Building $36,561 | $152,730 (-) Land $48,270 Building $104,460 |
| 2022 | $2,934.00 | $53,460 Land $16,900 Building $36,560 | |
| 2021 | $152,730 Land $48,270 Building $104,460 |
1028 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 28th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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